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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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424 Oxford Ln , Troy, TX 76579
$227,000
Est. Payment: $1,142.94/mo
3 Bed
2 Bath
1452 Sqft
Status: pending | Days on site: 82
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder

House Description

Omega home-Welcome to this well-maintained home located in the growing community of Troy, offering small-town charm with convenient access to Temple and I-35 for an easy commute. This inviting property features a comfortable layout with spacious living areas and abundant natural light, creating a warm and welcoming atmosphere. The kitchen provides ample cabinet and counter space and opens to the main living area, making it ideal for both everyday living and entertaining. The primary suite offers a relaxing retreat, while the additional bedrooms provide flexibility for family, guests, or a home office. One of the standout features of this home is the enclosed patio, perfect for enjoying the outdoors year-round while keeping pets safe and secure. The screened space creates a great spot to relax with morning coffee, unwind in the evening, or let your cats enjoy fresh air without worry. Situated in the desirable Troy ISD and just minutes from shopping, dining, and medical facilities in nearby Temple, this home offers comfort, convenience, and a peaceful setting. Come see everything this property has to offer. Short Sale-45 day close

Highlights

Listed by Lisa Gallup , 254-899-5460 Real Broker, LLC , 855-450-0442. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

20

Year Built

2022

County

Bell

School District

Troy ISD

Listing ID

606667

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dryer, Dishwasher, Disposal, Oven, Refrigerator, Water Softener Owned, Water Heater, Washer, Some Electric Appliances, Microwave, Range
Air Cond:Central Air,Electric,1 Unit
Fireplaces:
Floor:Carpet,Ceramic Tile
Other:Breakfast Bar,Built-in Features,Ceiling Fan(s),Carbon Monoxide Detector,Double Vanity,Eat-in Kitchen,High Ceilings,Open Floorplan,Pull Down Attic Stairs,Recessed Lighting,Separate Shower,Smart Thermostat,Walk-In Closet(s),Window Treatments,Breakfast Area,Custom Cabinets,Granite Counters,Kitchen/Family Room Combo,Pantry
Other:Public

Exterior Features

Roof:Composition,Shingle
Others:Patio,Rain Gutters
Sewer:Public Sewer
Principal Interest
$1,143
Taxes
$145
HOA
$20

Home Price

$227,000

Loan Details

30 yrs
6.459%

Down Payment

20%
$45,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,142.94

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,142.94 $144.71 $20.00 $1,307.66
Yearly $13,715.32 $1,736.55 $240.00 $15,691.87
Total $411,459.59 $52,096.50 $7,200.00 $470,756.09

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Troy, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T00:50:45.000Z

© 2026 Central Texas MLS