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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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1000 Velvet Ct , Troy, TX 76579
$259,999
Est. Payment: $1,309.09/mo
3 Bed
2 Bath
1480 Sqft
Status: active | Days on site: 26
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

This charming 3-bedroom, 2-bath home is tucked away on a quiet cul-de-sac in Troy. It sits on a spacious lot with a large backyard. The kitchen offers granite countertops, stainless steel appliances, and an upgraded sink. Recent updates include fresh paint throughout the main areas and primary bedroom, plus new luxury vinyl plank flooring in the master suite. Additional features include gutters on the entire home, a convenient double gate for trailer or boat access, and a smart home system. The neighborhood also has a community playground nearby. Move-in ready and waiting for you!
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Highlights

Listed by Ginger McEowen , 254-624-3404 Oaks of Texas Real Estate, LLC , 254-228-7450. Central Texas MLS

Property Type

Residential
Lot/Acreage
0.22

HOA Fee

240 Annually

Year Built

2023

County

Bell

 School District

Troy ISD

Listing ID

613314

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Water Heater, Disposal, Refrigerator, Microwave
Air Cond:Central Air,Electric,1 Unit
Fireplaces:
Floor:Carpet,Vinyl
Other:Ceiling Fan(s),Pull Down Attic Stairs,Vanity,Walk-In Closet(s),Kitchen Island,Pantry,Walk-In Pantry
Other:Public

Exterior Features

Roof:Shingle,Wood
Others:Patio,Private Yard,Rain Gutters
Principal Interest
$1,309
Taxes
$166
HOA
$240

Home Price

$259,999

Loan Details

30 yrs
6.459%

Down Payment

20%
$52,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,309.09

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,309.09 $165.75 $240.00 $1,714.84
Yearly $15,709.12 $1,988.99 $2,880.00 $20,578.11
Total $471,273.49 $59,669.77 $86,400.00 $617,343.26

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Troy, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T00:50:45.000Z

© 2026 Central Texas MLS