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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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2055 Cr 481 Tract 1 , Thrall, TX 76578
$199,000
Est. Payment: $1,019.59/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 293
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

SELLER FINANCE AVAILABLE | JUST 10% DOWN | NO CREDIT CHECK | ITIN OK | SE HABLA ESPANOL 10.06 acre homesite in Tree Haven Estates featuring hilltop elevation, panoramic views, mature trees, open hay field areas, and excellent pond potential, all while remaining within convenient driving distance to major Central Texas growth corridors. PROPERTY HIGHLIGHTS • Highest elevation point nearby • Panoramic countryside views • Mature trees and open pasture areas • Excellent pond potential • Survey provided • Seller pays title • Can close quickly UTILITIES & ACCESS • Water meter (Manville WSC) installed at road • Overhead electric at front and rear corners of property • Concrete culverts installed at entrance • Shared driveway access with Tract 2 (neighbor recently built new home) ALLOWED USES (PER RESTRICTIONS) • Site built homes • Barndominiums • Tiny homes • Double wide mobile homes • RVs allowed if skirted and placed on compacted gravel or road base pad with full utility hookups • Commercial use allowed (great for home based business, shop, or small enterprise) • No single wide mobile homes LOCATION & ACCESS • Approximately 25 minutes to HEB in Elgin or Taylor • Convenient access to growing Central Texas employment corridors • Easy drive to Samsung Austin Semiconductor and surrounding growth areas SELLER FINANCING TERMS • Seller financing available • 10% down payment • No credit check • No income verification • ITIN accepted • 12% interest rate • 15 or 30 year amortization options • No balloon payment (no forced early payoff) • No prepayment penalty • Property taxes escrowed ESTIMATED PAYMENTS (Principal & Interest Only) To be provided by a Registered Mortgage Loan Originator. The following are preliminary estimates: • 30 Year Amortization: Approximately $1,842.25 per month (plus tax escrow) • 15 Year Amortization: Approximately $2,149.50 per month (plus tax escrow)

Highlights

Listed by Janet Spillers , (512) 777-8944 TX Brokers , (512) 900-3914. Austin MLS mls logo

Property Type

Farm/Ranch

Lot/Acreage
10.06

County

Williamson

Area

TCT

Neighborhood

Exempt

School District

Thrall ISD

Listing ID

6606888

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Water:Private

Exterior Features

Lot:Agricultural,Flag Lot,Gentle Sloping,Native Plants,Subdivided,Trees Large Size,Trees Medium Size,Views
Principal Interest
$1,020
Taxes
$127

Home Price

$199,000

Loan Details

30 yrs
6.627%

Down Payment

20%
$39,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,019.59

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,019.59 $126.86 $0.00 $1,146.45
Yearly $12,235.03 $1,522.35 $0.00 $13,757.38
Total $367,050.81 $45,670.50 $0.00 $412,721.31

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Thrall, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-31T08:12:27.000Z

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