Agent profile image in chat bubble
Agent profile image in chat header

Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

Agent profile image in message

4020 River Oaks Cir , Temple, TX 76504
$199,900
Est. Payment: $1,024.20/mo
2 Bed
2 Bath
1572 Sqft
Status: active with contingency | Days on site: 136
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Jeannette Spinelli, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

FULLY FURNISHED garden home located close to shopping, hospitals, and highways. This low maintenance home features multiple patio spaces, direct access to the community pool, and a cozy double sided fireplace in the heart of the home. This property sits on a corner lot and has no carpet for easy upkeep!

Highlights

Listed by Danielle Manzella , 254-624-8376 and Craig Pepper , 214-862-3952 6th Ave Homes , 817-631-9803. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

800 Annually

Year Built

1983

County

Bell

Neighborhood

The Oaks

School District

Temple ISD

Listing ID

610700

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Some Electric Appliances
Air Cond:1 Unit
Fireplaces:Double Sided,Living Room
Floor:Ceramic Tile,Vinyl
Other:
  • Additional:Ceiling Fan(s), Crown Molding, See Remarks
Water:Public

Exterior Features

Roof:Composition,Shingle
Others:
  • Additional:Patio
Parking Features:Attached,Garage
Principal Interest
$1,024
Taxes
$127
HOA
$800

Home Price

$199,900

Loan Details

30 yrs
6.627%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,024.20

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,024.20 $127.44 $800.00 $1,951.63
Yearly $12,290.36 $1,529.24 $9,600.00 $23,419.60
Total $368,710.84 $45,877.05 $288,000.00 $702,587.89

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-31T03:34:46.000Z

© 2026 Central Texas MLS