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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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3020 Riverside Trl , Temple, TX 76502
$1,350,000
Est. Payment: $6,797.24/mo
4 Bed
5 Bath
4266 Sqft
Status: active with contingency | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Experience luxury, privacy, and convenience on this beautifully remodeled 9-acre estate just minutes from Belton and Temple. Outside the city limits with no city taxes, this exceptional 4,266-square-foot home was designed for both everyday living and entertaining. Completely remodeled just a few years ago, the home features 4 bedrooms, 5 full bathrooms, an office, formal dining room, spacious family room, breakfast area, and two versatile flex rooms that can serve as game rooms, media rooms, playrooms, or additional living spaces. The main level offers a private primary suite, office, formal dining room, full guest bathroom, inviting family room, breakfast area, and an oversized flex room beyond the sunroom. The sunroom overlooks the backyard and includes a built-in storm shelter for added peace of mind. Upstairs you'll find three additional bedrooms, two full bathrooms, and another flex room with built-in bunk beds and a closet—ideal as a bunk room, game room, or guest retreat. Two bedrooms share a Jack-and-Jill bathroom, while the third enjoys its own private bath. Step outside to your private backyard oasis featuring a sparkling pool and hot tub, outdoor kitchen beneath beautiful pergolas, and a convenient full pool bathroom with direct access from the garage. Additional features include a 25x40 shop with a concrete floor, electric, and three overhead doors, a 10x10 chicken coop, mature hardwood trees, beautiful creek frontage, and a heavily wooded setting that offers exceptional privacy. Whether you're searching for a luxury acreage property, private wooded retreat, multigenerational home, or a beautifully updated home with room to spread out, this unrestricted property offers endless possibilities just minutes from shopping, dining, schools, and healthcare in Belton and Temple. Enjoy the freedom of country living with no HOA and no city taxes, all while being just minutes from the conveniences of town.

Highlights

Listed by Stephen Morton , 254-780-5539 Vista Real Estate Group-Compass RE Texas, LLC , 254-231-0209. Central Texas MLS

Property Type

Residential

Lot/Acreage
9.08

Year Built

1999

County

Bell

School District

Belton ISD

Listing ID

619180

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:5
Appliances:Convection Oven, Double Oven, Dishwasher, Electric Water Heater, Gas Cooktop, Disposal, Refrigerator, Range Hood, See Remarks, Vented Exhaust Fan, Water Heater, Built-In Oven, Cooktop, Microwave
Air Cond:Central Air,Electric,3+ Units
Fireplaces:Living Room,Wood Burning
Floor:Brick,Carpet,Luxury Vinyl Plank
Other:Bookcases,Built-in Features,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Game Room,His and Hers Closets,Home Office,Multiple Living Areas,MultipleDining Areas,Multiple Closets,Pull Down Attic Stairs,Quartz Counters,Stone Counters,Recessed Lighting,Storage,Shower Only,Solid Surface Counters,Separate Shower,Tub Shower

Exterior Features

Roof:Composition,Shingle
Others:Covered Patio,Gas Grill,Outdoor Kitchen,Porch,Private Yard,Rain Gutters,Security Lighting,See Remarks,Propane Tank - Owned
Sewer:Not Connected (at lot),Public Sewer,Septic Tank
Parking Features:Attached,Garage Faces Front,Garage,RV Access/Parking
Principal Interest
$6,797
Taxes
$861

Home Price

$1,350,000

Loan Details

30 yrs
6.459%

Down Payment

20%
$270,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,797.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,797.24 $860.63 $0.00 $7,657.86
Yearly $81,566.88 $10,327.50 $0.00 $91,894.38
Total $2,447,006.38 $309,825.00 $0.00 $2,756,831.38

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T00:50:45.000Z

© 2026 Central Texas MLS