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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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5504 Jib Ln , Temple, TX 76502
$144,900
Est. Payment: $727.67/mo
2 Bed
2 Bath
1056 Sqft
Status: active | Days on site: 35
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder

House Description

Premium Hobbyist Workshop That Comes With a Move-In Ready Home. Property taxes only $950 a yr vs $1500 a yr if were in the city. Homestead exemption included. Check out this unique property offering comfort, functionality, and space for work, storage, or hobbies, all located in the highly sought-after Lake Belton High School district. This home is considered real property and will go FHA or VA financing as the foundation is fixed to land. Situated on a fully fenced corner lot with 2 separate entrances, this 2018 manufactured home features 2 bedrooms, 2 full bathrooms, vaulted ceilings, and an open-concept kitchen and living area that creates a spacious and inviting feel. A custom covered wood deck entrance adds charm and a warm welcome to the home. Insulated metal roof adds to more durability and longevity. Designed with versatility in mind, the property also includes a massive 500+ sq ft 2 story unfinished workshop/storage building added in 2020. Complete with plumbing, full electrical, and two mini-split heating and cooling units, this space is ready to be customized into a workshop, studio, office, guest quarters, or additional living space. Need room for your RV, boat, tools, or equipment? The steel-frame tandem RV/boat carport with metal roofing offers exceptional covered storage and could easily be converted into a fully enclosed shop by adding walls and roll-up doors — perfect for mechanics, landscapers, contractors, or hobbyists needing extra workspace. Enjoy the benefits of no city taxes, co-op water and electricity, and incredibly low property taxes. Conveniently located near the community pool, boat ramp, and park, this property offers the perfect blend of quiet country-style living with easy access to recreation. Whether you're a retiree looking for peaceful living, a young persons starting out, or a small business owner needing flexible space, this home offers endless potential and value.

Highlights

Listed by Barry Ratliff , 254-295-6081 Barry Ratliff, Broker , 254-295-6081. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

Year Built

2018

County

Bell

Neighborhood

Lakeaire Sec II

School District

Belton ISD

Listing ID

614584

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Electric Water Heater, Plumbed For Ice Maker, Refrigerator, Water Heater, Some Electric Appliances, Microwave, Range
Air Cond:Central Air,Electric,1 Unit
Fireplaces:
Floor:Carpet,Linoleum
Other:Ceiling Fan(s),Tub Shower,Vaulted Ceiling(s),Walk-In Closet(s),Breakfast Bar
Other:Community/Coop

Exterior Features

Roof:Metal
Others:Covered Patio,Deck,Porch,Storage
Sewer:Not Connected (at lot),Public Sewer,Septic Tank
Parking Features:Carport,Oversized,RV Access/Parking,Tandem
Principal Interest
$728
Taxes
$92
HOA
$0

Home Price

$144,900

Loan Details

30 yrs
6.434%

Down Payment

20%
$28,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$727.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $727.67 $92.37 $0.00 $820.04
Yearly $8,732.03 $1,108.49 $0.00 $9,840.51
Total $261,960.84 $33,254.55 $0.00 $295,215.39

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T08:34:40.000Z

© 2026 Central Texas MLS