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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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8923 Cantera Ridge Rd , Temple, TX 76502
$240,000
Est. Payment: $1,208.40/mo
3 Bed
2 Bath
1415 Sqft
Status: active with contingency | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Lake Pointe Terrace community, located within highly acclaimed Belton ISD. Offering a spacious lot of over 7,000 square feet, this property provides plenty of room to relax, entertain, or create your ideal outdoor living space. Inside, you'll find a bright, open-concept layout designed for comfortable everyday living. The spacious primary suite features a large walk-in closet, while the secondary bedrooms also offer generous walk-in closets for exceptional storage. The home has been meticulously cared for with routine maintenance, giving buyers added peace of mind. A new roof installed in 2024 is another valuable recent update. Step outside to enjoy the well-manicured yard, perfect for outdoor gatherings or simply unwinding after a long day. Residents also have access to the neighborhood community pool, adding even more appeal to this inviting neighborhood. Conveniently located near shopping, dining, healthcare, and major commuting routes, this home combines modern comfort with everyday convenience in one of Temple's most sought-after communities. Select LG and Samsung appliances, along with the outdoor gazebo, may be available with an acceptable offer. Don't miss your opportunity to make this move-in-ready home your own!
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Highlights

Listed by Ryan Smith , 254-563-6350 Realty of America, LLC , 281-861-6199. Central Texas MLS

Property Type

Residential
Lot/Acreage
0.16

HOA Fee

30 Monthly

Year Built

2023

County

Bell

 Neighborhood

Lake Pointe Terrace Ph III

 School District

Belton ISD

Listing ID

618257

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Dishwasher, Exhaust Fan, Electric Water Heater, Disposal, Microwave, Oven, Refrigerator, Water Heater, Washer, Some Electric Appliances
Air Cond:Central Air,Electric,1 Unit
Fireplaces:
Floor:Vinyl
Other:Attic,Ceiling Fan(s),Double Vanity,Pull Down Attic Stairs,Recessed Lighting,Smart Home,Smart Thermostat,Walk-In Closet(s),Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Solid Surface Counters,Walk-In Pantry
Other:Public

Exterior Features

Roof:Composition,Shingle
Others:Covered Patio,Outdoor Grill
Sewer:Public Sewer
Parking Features:Attached,Door-Single,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$1,208
Taxes
$153
HOA
$30

Home Price

$240,000

Loan Details

30 yrs
6.459%

Down Payment

20%
$48,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,208.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,208.40 $153.00 $30.00 $1,391.40
Yearly $14,500.78 $1,836.00 $360.00 $16,696.78
Total $435,023.36 $55,080.00 $10,800.00 $500,903.36

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T00:50:45.000Z

© 2026 Central Texas MLS