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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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318 E Ridge Boulevard , Temple, TX 76502
$179,900
Est. Payment: $921.73/mo
3 Bed
2 Bath
1112 Sqft
Status: active with contingency | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Jeannette Spinelli
Broker Associate & Founder

House Description

This charming 3-bedroom, 2-bath home offers a comfortable layout, easy-to-maintain living, and an oversized .307-acre lot with plenty of room to enjoy. Whether you’re a first-time homebuyer, looking to downsize, or searching for your next investment property, this home offers flexibility for a variety of needs. Step inside to a functional floor plan with NO CARPET throughout. The living area provides a comfortable place to relax or gather, while the kitchen and dining area make everyday living simple and convenient. Three bedrooms provide plenty of versatility for family, guests, a home office, or additional storage. Outside, the spacious lot gives you room to spread out and make the backyard your own. Create an entertaining area, start a garden, add a play space, or simply enjoy having more outdoor space than you typically find with a home of this size. Another unique feature of this property is the option to attend either Belton ISD or Temple ISD, providing added flexibility when it comes to school choice. Conveniently located near shopping, dining, and major roadways, this home combines simplicity, space, and versatility in one great package. Come see the possibilities this property has to offer!

Highlights

Listed by James Kirkham , 254-383-9338 Bison Creek Real Estate LLC , 254-444-8992. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.31

Year Built

1999

County

Bell

Neighborhood

East Ridge Sub

School District

Temple ISD

Listing ID

623404

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Electric Water Heater, Water Heater, Some Electric Appliances, Microwave, Range
Air Cond:Central Air,Electric,1 Unit
Fireplaces:
Floor:Vinyl
Other:
  • Additional:Ceiling Fan(s), Laminate Counters, Pull Down Attic Stairs, Tub Shower, Vanity, Breakfast Bar
Water:Public

Exterior Features

Roof:Composition,Shingle
Others:
  • Additional:Covered Patio
Sewer:Public Sewer
Principal Interest
$922
Taxes
$115

Home Price

$179,900

Loan Details

30 yrs
6.627%

Down Payment

20%
$35,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$921.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $921.73 $114.69 $0.00 $1,036.41
Yearly $11,060.71 $1,376.24 $0.00 $12,436.95
Total $331,821.31 $41,287.05 $0.00 $373,108.36

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-31T01:34:43.000Z

© 2026 Central Texas MLS