Agent profile image in chat bubble
Agent profile image in chat header

Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

Agent profile image in message

I agree to receive automated marketing calls and texts (SMS/MMS) from Spinelli Residential Group | KW - Austin Portfolio Real Estate, its affiliates and their agents. Msg & data rates may apply. Msg frequency varies. Reply STOP to cancel. Consent is not required for purchase. I also agree to the Terms of Use and Privacy Policy.

main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
View All (8)
property photo 1
property photo 2
property photo 3
115 N 20th St , Temple, TX 76501
$159,000
Est. Payment: $798.48/mo
0 Bed
0 Bath
1120 Sqft
Status: active | Days on site: 140
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Jeannette Spinelli
Broker Associate & Founder
View agent profile
Email
Call

House Description

INVESTMENT opportunity on a spacious lot! This duplex features 2 one-bedroom, one-bathroom units. One unit is vacant and recently updated with fresh paint, new flooring, and modern countertops, offering a move-in-ready space ideal for an owner-occupant or new tenant. The second unit is tenant-occupied and provides immediate rental income, with a similar functional layout including a comfortable living area and in-unit laundry. Situated on a large lot with plenty of outdoor space and future potential, this property is perfect for investors or buyers looking to live in one unit while generating income from the other.
Show more

Highlights

Listed by Morgan Shine , 254-541-1117 Magnolia Realty Temple Belton , 254-213-6336. Central Texas MLS

Property Type

Multi-Family
Lot/Acreage
0.31

Year Built

2005

County

Bell

 Neighborhood

Bentleys Home Add

 School District

Temple ISD

Listing ID

605742

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:0
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:
Appliances:Electric Range, Electric Water Heater, Oven, Range Hood, Water Heater, Some Electric Appliances
Air Cond:2 Units
Fireplaces:
Floor:Laminate,Vinyl,Carpet Free
Other:Tub Shower,Vanity,Bedroom on Main Level,Eat-in Kitchen,Full Bath on Main Level,Kitchen/Family Room Combo
Other:Public

Exterior Features

Roof:Composition,Shingle
Others:Resale
Sewer:Public Sewer
Parking Features:Driveway Level
Principal Interest
$798
Taxes
$101

Home Price

$159,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$31,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$798.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $798.48 $101.36 $0.00 $899.84
Yearly $9,581.73 $1,216.35 $0.00 $10,798.08
Total $287,451.86 $36,490.50 $0.00 $323,942.36

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Jul 2026

Average Price

All Price Ranges
N/A
Jul 2026

Average Days on Market

All Price Ranges
N/A
Jul 2026
Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T08:34:40.000Z

© 2026 Central Texas MLS