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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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109 Cove Creek Dr , Spicewood, TX 78669
$99,999
Est. Payment: $502.18/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 406
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

OWNER FINANCING possible. Secure land in Ridge Harbor on Lake Travis! Lot 109 Cove Creek is .37 acres w/117' of road frontage offering a level homesite in a sought-after gated waterfront community. Looking for extra space? Adjacent Lot 110 (MLS# 9960987) is available, creating the option for a larger .71-acre property with added flexibility for home design, additional structures, or outdoor living. Additionally, Lot 91 Cove Creek (MLS# 4793239) is for sale directly across the street, presenting a rare chance to own multiple properties in the same prime location. The Ridge Harbor lifestyle is all about convenience, recreation, & natural beauty. The community’s privately owned marina offers boat slips for purchase or lease when available, while two private boat launches provide easy access to Lake Travis. Residents enjoy a large pool, tennis courts, and scenic waterfront park. With private water and sewer services, fiber internet, and underground utilities already in place, building here is a seamless process. Protective deed restrictions ensure long-term value, and there is no required timeline to begin construction, allowing you to plan at your own pace. Spicewood’s appeal continues to grow, attracting homeowners and investors alike. The area offers a blend of Hill Country tranquility and convenience, with easy access to outdoor destinations like Muleshoe Bend Park and Krause Springs for hiking, biking, and camping. A private airstrip (88R), local wineries, golf courses, and boutique shopping add to the area's charm, while the future Thomas Ranch master-planned development is set to bring even more growth and opportunity to the region. With a low 1.34% tax rate, Ridge Harbor delivers the perfect combination of affordability, privacy, and lake lifestyle living. Don’t miss the chance to build in one of Lake Travis’s most desirable communities—whether on a single lot or by securing multiple properties for added space and investment potential!
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Highlights

Listed by Alan Gabriel , (512) 879-7638 and Kathie Gabriel , (512) 413-5119 Keller Williams Realty , (512) 448-4111. Austin MLS mls logo

Property Type

Vacant Land
Lot/Acreage
0.37

HOA Fee

1082 Annually

County

Burnet

Area

LW

 Neighborhood

Ridge Harbor

 School District

Marble Falls ISD

Listing ID

6516503

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:0
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:
Other:High Speed Internet
Other:Private

Exterior Features

Lot:Level,Many Trees
Lot Dimensions:117 x 150
Sewer:Private Sewer
Principal Interest
$502
Taxes
$36
HOA
$1,082

Home Price

$99,999

Loan Details

30 yrs
6.434%

Down Payment

20%
$20,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$502.18

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $502.18 $36.18 $1,082.00 $1,620.36
Yearly $6,026.18 $434.19 $12,984.00 $19,444.37
Total $180,785.52 $13,025.70 $389,520.00 $583,331.22

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Spicewood, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-07-17T19:21:25.000Z

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