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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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1005 Colorado St , Smithville, TX 78957
$525,000
Est. Payment: $2,643.37/mo
2 Bed
3 Bath
1974 Sqft
Status: active with contingency | Days on site: 157
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Seller is offering up to $8k in Flex Cash~ Discover timeless charm in this Spanish-style villa tucked away in the heart of Smithville, a beloved small town nestled along the Colorado River. Set on 2.5 peaceful acres, this inviting property offers nearly 2,000 square feet of comfortable living, blending classic architectural character with the relaxed rhythm of river-town life. A quaint front courtyard welcomes you with its rustic charm, setting the tone for the warmth found throughout the home. Inside, the living room, dining room, and master bedroom all frame serene views of the expansive backyard and the Colorado River beyond, filling each space with natural light and a sense of calm. With 2 bedrooms and 2 bathrooms, the layout feels both cozy and open, perfect for quiet mornings, weekend gatherings, or simply enjoying the slower pace that Smithville is known for. Step outside to the generous outdoor living area, where gentle breezes and peaceful river views create an ideal setting for unwinding. Wander down to the river’s edge and you’ll find a perfect spot for picnics, fish fry gatherings, or watching the water drift by as the sun sets. This property offers the rare combination of privacy, charm, and authentic small-town living—just minutes from Smithville’s historic downtown, yet worlds away in its tranquility. Watch the deer come up from the river right up to your backyard fence. A true riverside retreat with character, comfort, and room to breathe. Seller is offering up to $8k in Flex Cash. Buyer may choose any lender for financing this home. However, to qualify for seller's offered incentives (including seller paid closing cost credits or promotional interest rates), buyer must obtain loan approval and close with Corbin Matise of the Matise Mortgage Team.
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Highlights

Listed by Jeannie Ralph , (512) 848-5639 All City Real Estate Ltd. Co , (866) 277-6005. Austin MLS mls logo

Property Type

Residential
Lot/Acreage
2.49

Year Built

1980

County

Bastrop

Area

SV

 Neighborhood

Thorn Add A46 Llomas

 School District

Smithville ISD

Listing ID

5495153

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Electric Oven, Double Oven, Dishwasher, Electric Cooktop, Electric Water Heater, Disposal
Floor:Tile
Other:Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Back Yard,Landscaped,Trees Medium Size
Roof:Metal
Others:Resale
Sewer:Public Sewer
Parking Features:Additional Parking,Attached,Covered,Detached,Electric Gate,Garage,Gated,Garage Faces Side
Principal Interest
$2,643
Taxes
$607

Home Price

$525,000

Loan Details

30 yrs
6.459%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,643.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,643.37 $606.62 $0.00 $3,250.00
Yearly $31,720.45 $7,279.49 $0.00 $38,999.94
Total $951,613.59 $218,384.70 $0.00 $1,169,998.29

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Smithville, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Data last updated: 2026-07-17T01:20:20.000Z

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