Agent profile image in chat bubble
Agent profile image in chat header

Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

Agent profile image in message

4301 Golden Oak , Schertz, TX 78154
$395,999
Est. Payment: $2,042.13/mo
3 Bed
3 Bath
2412 Sqft
Status: active | Days on site: 11
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Welcome home to this beautifully maintained one-story beauty packed with upgrades, space, and charm! Featuring 3 spacious bedrooms plus a dedicated study/office, this home offers the perfect blend of comfort and functionality with TWO living areas, a formal dining room, and an eat-in kitchen ideal for gathering and entertaining. You'll love the high ceilings, stunning custom tile mosaic entryway, wood laminate flooring, stainless steel appliances, and upgraded fixtures throughout. Major updates provide peace of mind, including all new windows installed in 2024, a fully replaced roof in late 2024, re-insulated attic space, and updated HVAC and water heater in 2019. Step outside to enjoy the covered back patio, privacy fencing, mature trees, beautifully landscaped yard, and extra storage shed. One bedroom even offers the perfect setup for a mother-in-law suite or private guest retreat. With solar screens, added garage storage, and thoughtful touches throughout, this home truly has it all!

Highlights

Listed by Shane Neal , (726) 245-8941 eXp Realty , (726) 245-8941. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

150 Annually

Year Built

2000

County

Guadalupe

Area

2705

Neighborhood

Oak Trail Estates

School District

Schertz-Cibolo-Universal City ISD

Listing ID

1973688

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Ceiling Fans, Chandelier, Washer Connection, Dryer Connection, Self-Cleaning Oven, Microwave Oven, Stove/Range, Disposal, Dishwasher, Ice Maker Connection, Water Softener (owned), Vent Fan, Smoke Alarm, Security System (Owned), Garage Door Opener
Air Cond:One Central,Heat Pump
Fireplaces:
Floor:Carpeting,Ceramic Tile,Laminate
Other:Two Living Area,Separate Dining Room,Eat-In Kitchen,Two Eating Areas,Island Kitchen,Breakfast Bar,Walk-In Pantry,Utility Room Inside,1st Floor Lvl/No Steps,High Ceilings,Open Floor Plan,Pull Down Storage,Cable TV Available,High Speed Internet
Other:Schertz

Exterior Features

Lot:Street Paved,Curbs,Sidewalks,Streetlights,Fire Hydrant w/in 500'
Roof:Composition
Others:Covered Patio,Privacy Fence,Double Pane Windows,Solar Screens,Storage Building/Shed,Mature Trees
Sewer:Water System,Sewer System
Parking Features:Attached
Principal Interest
$2,042
Taxes
$579
HOA
$150

Home Price

$395,999

Loan Details

30 yrs
6.69%

Down Payment

20%
$79,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,042.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,042.13 $579.21 $150.00 $2,771.35
Yearly $24,505.61 $6,950.55 $1,800.00 $33,256.16
Total $735,168.42 $208,516.50 $54,000.00 $997,684.92

Today's Rates

30 Year

6.69%

20 Year

6.71%

15 Year

6.05%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Jul 2026

Average Price

All Price Ranges
N/A
Jul 2026

Average Days on Market

All Price Ranges
N/A
Jul 2026
Market insight data is pulled from the same city as the listing being viewed (Schertz, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-07-25T00:35:20.000Z

© 2026 LERA MLS - Local Expertise Regional Access

MLS Logo - LERA MLS - Local Expertise Regional Access