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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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20980 Waterside Dr 40 , Lago Vista, TX 78645
$249,000
Est. Payment: $1,250.45/mo
3 Bed
3 Bath
1540 Sqft
Status: active | Days on site: 117
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Brand new HVAC installed! Welcome to this cozy, Lock & Leave condo in the gated Waterside community, ideal for a relaxed life near Lake Travis! Enjoy the spacious living room with its high ceilings, plenty of natural light, and a warm electric fireplace with a unique tile design and wooden mantel. The kitchen is practical and welcoming, featuring granite countertops, updated cabinet hardware, a modern sink and faucet, and efficient light fixtures, all set against gorgeous painted cabinets. The main bedroom is a comfortable space with its own balcony, providing a peaceful view. The adjoining bathroom has been updated with a barn door, a large walk-in shower, and large vanity. Living in Waterside means enjoying the outdoors with a pool, a grill area, and beautiful lawns with trees, plus special access to the lake. This condo is conveniently located near parking and comes with a one-car garage for added ease. The community is quiet and private, as short-term rentals are not allowed. Being part of Waterside Oaks COA and Lago Vista POA also means access to all the parks and facilities in Lago Vista, including lakefront areas, a campground, and extra pools. Life in Lago Vista includes being in a well-regarded school district, with local wineries, golf courses, marinas, and arts to explore. It's also just a short drive to downtown Austin and The Domain for work and more fun! For a small monthly fee, you can enjoy extra perks of the Lago Vista POA like access to nine private waterfront parks, sports courts, boat ramps, camping sites, disc golf, and fishing. This Lago Vista condo is perfect for a comfortable and peaceful lifestyle by the lake.
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Highlights

Listed by Danielle Babin , (512) 619-1456 and Seth Babin , (512) 487-2286 Keller Williams Realty Lone St , (512) 868-1771. Austin MLS mls logo

Property Type

Condo/Townhome
Lot/Acreage
0.18

HOA Fee

325 Monthly

Year Built

2002

County

Travis

Area

LN

 Neighborhood

Waterside Oaks Condo Amd

 School District

Lago Vista ISD

Listing ID

5464872

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Exhaust Fan, Disposal, Microwave, Oven, Range
Floor:Carpet,Tile,Vinyl
Other:Breakfast Bar,Ceiling Fan(s),Granite Counters,High Ceilings,Interior Steps,Open Floorplan,Pantry
Other:Public

Exterior Features

Lot:Level
Roof:Composition,Shingle
Others:Rain Gutters,Resale
Sewer:Public Sewer
Parking Features:Door-Single,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$1,250
Taxes
$159
HOA
$325

Home Price

$249,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$49,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,250.45

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,250.45 $158.74 $325.00 $1,734.18
Yearly $15,005.35 $1,904.85 $3,900.00 $20,810.20
Total $450,160.46 $57,145.50 $117,000.00 $624,305.96

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Lago Vista, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-07-17T15:20:32.000Z

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