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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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3644 Morgan Mill Rd , Kempner, TX 76539
$489,500
Est. Payment: $2,507.98/mo
4 Bed
3 Bath
2577 Sqft
Status: active | Days on site: 141
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Jeannette Spinelli
Broker Associate & Founder

House Description

A French Provincial home that blends timeless design with modern comfort. Inside, you’ll find spacious bedrooms featuring vaulted and lofted ceilings, light-toned carpet, recessed lighting, ceiling fans, and multiple windows that fill each space with natural light. The bathrooms are designed for relaxation, offering options such as a freestanding tub with chandelier, marble-finished showers, vanities, and generous closet space. The living area highlights architectural details including arched walkways, beam-accented ceilings, recessed lighting, and warm wood-style flooring. The kitchen is both functional and inviting, featuring light stone counters, pendant lighting, custom cabinetry, an island with sink, and an open-concept layout that connects seamlessly to the main living spaces. Step outside to enjoy the private terrace with wooded views, complete with a ceiling fan, hot tub, and ample outdoor living space for entertaining or quiet evenings. This home offers a balance of elegance and livability in a serene setting—ready to welcome its next owner. And with no HOA, you have the freedom to truly make this property your own. 2.99% Assumable loan

Highlights

Listed by Irene Santamaria , 254-220-7381 JPAR - Killeen , 972-836-9295. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.8

Year Built

2020

County

Bell

Neighborhood

Persimmon Spgs Ph 1

School District

Copperas Cove ISD

Listing ID

608997

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Cooktop, Electric Range, Disposal, Refrigerator, Water Heater, Some Electric Appliances, Cooktop, Microwave, Range
Air Cond:Central Air,Electric,1 Unit
Fireplaces:Electric,Living Room
Floor:Carpet,Vinyl
Other:
  • Additional:All Bedrooms Down, Beamed Ceilings, Ceiling Fan(s), Double Vanity, Entrance Foyer, High Ceilings, His and Hers Closets, Multiple Closets, Open Floorplan, Pull Down Attic Stairs, Soaking Tub, Separate Shower, Walk-In Closet(s), Breakfast Bar, Breakfast Area, Eat-in Kitchen, Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Kitchen/Dining Combo

Exterior Features

Roof:Composition,Shingle
Others:
  • Additional:Covered Patio, Deck
Sewer:Septic Tank
Parking Features:Attached,Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$2,508
Taxes
$312

Home Price

$489,500

Loan Details

30 yrs
6.627%

Down Payment

20%
$97,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,507.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,507.98 $312.06 $0.00 $2,820.03
Yearly $30,095.71 $3,744.67 $0.00 $33,840.38
Total $902,871.22 $112,340.25 $0.00 $1,015,211.47

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Kempner, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-31T01:34:43.000Z

© 2026 Central Texas MLS