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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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226 Hcr 3321 , Hubbard, TX 76648
$980,000
Est. Payment: $4,921.43/mo
4 Bed
3 Bath
2889 Sqft
Status: pending | Days on site: 102
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder

House Description

VA ASSUMABLE RATE 2.25% WOW!!! Turn-Key 38-Acre Ag-Exempt Equestrian Ranch | 40x50 Insulated Shop Experience True Texas Freedom on this meticulously maintained 37.81-acre turn-key ranch. Perfect for those seeking a hobby farm or equestrian setup, this property is fully Ag-Exempt, ensuring remarkably low holding costs. The horse barn features a sturdy 8-stall barn with a foaling stall, wash rack, and a newly renovated tack room that could easily serve as a studio/guest quarters. RV hook up nearby. For the hobbyist or entrepreneur, the 40x50 spray-foam insulated metal shop (Dec 2023) is a standout! Acreage & Land: 38+/- wide-open acres with cross-fencing and a 14-acre hay field yielding 75-100 bales annually. Water & Security: Stocked pond/tank for livestock and a secure gated entrance. Modern Living: 4-bedroom, 3-bathroom home with a chef’s kitchen and a new Class 4 roof (Dec 2024) for maximum insurance savings. Location: Private yet accessible, just 70 miles from the DFW Metroplex, offering the ultimate serene retreat. Whether you’re looking for a multi-generational estate, a livestock-ready operation, or a private workshop haven, this property delivers high-end utility under $1M.

Highlights

Listed by Marcie Lowery , 512-629-0899 Realty Texas LLC , 800-660-1022. Central Texas MLS

Property Type

Residential

Lot/Acreage
37.81

Year Built

2008

County

Hill

School District

Malone ISD

Listing ID

603356

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Double Oven, Dishwasher, Electric Cooktop, Gas Water Heater, Multiple Water Heaters, Plumbed For Ice Maker, Some Electric Appliances, Built-In Oven, Cooktop
Air Cond:Central Air,Electric,1 Unit
Fireplaces:Decorative,Living Room,Propane,See Remarks,Wood Burning
Floor:Carpet,Ceramic Tile,Laminate
Other:Attic,Bookcases,Built-in Features,Ceiling Fan(s),Carbon Monoxide Detector,Dining Area,Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Eat-in Kitchen,Garden Tub/Roman Tub,His and Hers Closets,Home Office,Primary Downstairs,Multiple Living Areas,MultipleDining Areas,Main Level Primary,Multiple Closets,Open Floorplan,Recessed Lighting,Shower Only
Other:Not Connected (at lot),Community/Coop

Exterior Features

Roof:Composition,Shingle
Others:Covered Patio,Horse Facilities,Porch,Private Yard,Security Lighting,Lighting,Propane Tank - Owned
Sewer:Not Connected (at lot),Aerobic Septic,Public Sewer,Septic Tank
Parking Features:Attached,Carport,Detached Carport,Door-Single,Garage,Garage Door Opener,Oversized,RV Access/Parking,Garage Faces Side,Unpaved
Principal Interest
$4,921
Taxes
$625

Home Price

$980,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$196,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,921.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,921.43 $624.75 $0.00 $5,546.18
Yearly $59,057.20 $7,497.00 $0.00 $66,554.20
Total $1,771,715.85 $224,910.00 $0.00 $1,996,625.85

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Hubbard, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T14:53:31.000Z

© 2026 Central Texas MLS