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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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823 Olive Ln , Harker Heights, TX 76548
$395,000
Est. Payment: $1,988.82/mo
4 Bed
2.5 Bath
3195 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Let's start with the headline... because this one deserves your attention. A 3.25% VA assumable loan? Yep, that's real. For qualified buyers with VA eligibility, this could mean a significantly lower interest rate than what's available today. Now that we've got your attention. Welcome to Tuscany Meadows, where this beautifully maintained 4-bedroom, 2.5-bath home checks all the boxes and then some without the burden of high HOA fees. Need two home offices? Done. Need a kitchen that can handle Thanksgiving dinner, game night, and your delivery packages all at once? This one has a massive island, double ovens, lot's of cabinetry, large pantry, and even a built-in office nook to keep life organized. The downstairs primary suite is your own private retreat, complete with two walk-in closets, an oversized double vanity, a soaking tub, and a separate shower. Upstairs, you'll find spacious secondary bedrooms with walk-in closets, a Jack-and-Jill bathroom, and a large loft that's ready for movie nights, gaming, or whatever your family enjoys. The upgrades don't stop there. A two-zone HVAC system keeps everyone comfortable, while the insulated garage includes a climate-controlled door and a built-in Level 2 EV charger for modern convenience. Let's be honest, homes like this don't come around often. A smart floor plan, incredible upgrades, and the opportunity to assume a 3.25% VA loan? That's the kind of listing buyers have been waiting to find. Scheduled your private tour today.

Highlights

Listed by Ola Odunaike-Cherry , 401-419-1472 All City Real Estate , 866-277-6005. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.17

Year Built

2015

County

Bell

Neighborhood

Tuscany Meadows Ph I Amende

School District

Killeen ISD

Listing ID

617872

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Double Oven, Dishwasher, Electric Cooktop, Disposal, Refrigerator, Some Electric Appliances, Built-In Oven, Cooktop, Microwave
Air Cond:Central Air,Electric,1 Unit
Fireplaces:
Floor:Carpet,Tile
Other:Ceiling Fan(s),Separate/Formal Dining Room,Double Vanity,Garden Tub/Roman Tub,High Ceilings,His and Hers Closets,Home Office,Primary Downstairs,Multiple Living Areas,Multiple Dining Areas,Main Level Primary,Multiple Closets,Open Floorplan,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments,Breakfast Bar,Eat-in Kitchen,Granite Counters,Kitchen Island
Other:Not Connected (at lot),Public

Exterior Features

Roof:Composition,Shingle
Others:Covered Patio
Sewer:Not Connected (at lot),Public Sewer
Principal Interest
$1,989
Taxes
$252

Home Price

$395,000

Loan Details

30 yrs
6.459%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,988.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,988.82 $251.81 $0.00 $2,240.63
Yearly $23,865.86 $3,021.75 $0.00 $26,887.61
Total $715,975.94 $90,652.50 $0.00 $806,628.44

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Harker Heights, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T00:50:45.000Z

© 2026 Central Texas MLS