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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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286 Arbors Cir , Elgin, TX 78621
$519,000
Est. Payment: $2,613.16/mo
4 Bed
4 Bath
2640 Sqft
Status: active with contingency | Days on site: 21
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Situated on a private one-acre lot within a gated community in Elgin, this spacious single-story home is ready for its next chapter. Offering 4 bedrooms, 3.5 bathrooms, and an abundance of natural light throughout, the property presents a unique opportunity to update and personalize an already exceptional floor plan in a highly desirable location with convenient access to Elgin, Manor, Bastrop, and surrounding areas. The expansive primary suite provides a peaceful retreat with a generous sitting area, while the home's thoughtful layout offers plenty of storage and everyday functionality. A built-in central vacuum system, whole-home speaker wiring, and wiring for holiday lighting add convenience and modern flexibility. Step outside to enjoy your own private backyard oasis featuring a sparkling pool, fire pit, and ample outdoor living space. The large backyard and spacious lot provide the privacy and room to create the lifestyle you've been dreaming of. Car enthusiasts, hobbyists, and those needing extra workspace will appreciate the property's six total garage spaces, including a detached three-car garage with versatile living quarters complete with a full bathroom—ideal for guests, a home office, studio, or multi-generational living. Recent improvements include a new HVAC system installed in 2025, providing peace of mind for years to come. With its desirable gated-community setting, generous square footage, incredible storage, abundant natural light, and flexible living spaces, this property offers endless potential for buyers looking to make a home their own while enjoying the benefits of acreage living close to town.
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Highlights

Listed by Robert Schneider , (512) 560-9069 and Michelle Ward , (512) 461-2396 Waterloo Realty, LLC , (512) 750-6280. Austin MLS mls logo

Property Type

Residential
Lot/Acreage
1

HOA Fee

605 Annually

Year Built

2001

County

Bastrop

Area

EL

 Neighborhood

The Arbors At Dogwood Creek

 School District

Elgin ISD

Listing ID

4910029

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Disposal
Floor:Concrete
Other:Breakfast Bar,Separate/Formal Dining Room,High Ceilings,Multiple Dining Areas,Main Level Primary,No Interior Steps
Other:Private

Exterior Features

Lot:Sprinklers Automatic,Sprinklers In Ground,Trees Medium Size
Roof:Composition
Others:Private Yard,See Remarks,Resale
Sewer:Septic Tank
Parking Features:Attached,Detached
Principal Interest
$2,613
Taxes
$331
HOA
$605

Home Price

$519,000

Loan Details

30 yrs
6.459%

Down Payment

20%
$103,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,613.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,613.16 $330.86 $605.00 $3,549.02
Yearly $31,357.93 $3,970.35 $7,260.00 $42,588.28
Total $940,738.01 $119,110.50 $217,800.00 $1,277,648.51

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-07-17T07:17:33.000Z

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