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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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399 Upper Elgin River Rd , Elgin, TX 78621
$574,999
Est. Payment: $2,887.57/mo
3 Bed
3 Bath
1749 Sqft
Status: pending | Days on site: 48
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Tucked behind a charming picket fence on 5.5 unrestricted acres of mature trees and cleared land, this rare Elgin farmhouse delivers the Texas country lifestyle without sacrificing city access. The main home offers 2 bedrooms and 2 full baths across an open, light-filled floor plan with wood floors, a breakfast bar kitchen, covered front porch, and back deck made for Texas sunsets. The fully separate guest house — approximately 872 sq ft with 1 bed and 1 full bath, its own kitchen and private entrance — unlocks multigenerational living, a dedicated home office suite, or income-producing short-term rental potential in one of Central Texas's fastest-growing corridors. Outside, a lighted stone path winds through the trees to a private gazebo, patio, and hot tub — the kind of backyard that makes every weekend feel like a retreat. Multiple storage buildings, a 2-car garage, automatic sprinkler system, pergola, and fully fenced grounds round out a property built for people who actually use their land. Recently cleared and horse-ready. John Deere tractor and riding lawn mower negotiable conveyance. Zone X — confirmed out of all 100- and 500-year floodplains. No HOA. Aerobic septic professionally serviced and fully documented. New roof. Whether you're a remote professional craving Hill Country-adjacent space, a family seeking room to grow, or an investor eyeing Airbnb and long-term rental upside, this property delivers on every front. Less than 5 minutes to downtown Elgin, 30 minutes to downtown Austin, approximately 25 minutes to Tesla Gigafactory Texas in Austin and Samsung's semiconductor campus in Taylor. Positioned perfectly along the SH 130 growth corridor where land values and employer presence continue to climb. Elgin ISD — with the new Trinity Ranch Elementary just minutes away. Conventional, VA, Texas Vet, and Cash financing accepted. Preferred title: Texas National Title.
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Highlights

Listed by Jeff Riberdy , (254) 702-7053 LPT Realty, LLC , (877) 366-2213. Austin MLS mls logo

Property Type

Residential
Lot/Acreage
5.5

Year Built

2000

County

Bastrop

Area

EL

 Neighborhood

Standifer, Elizabeth

 School District

Elgin ISD

Listing ID

5381986

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Electric Oven, Electric Water Heater, Microwave, Oven
Floor:Laminate,Tile,Wood
Other:Breakfast Bar,Ceiling Fan(s),Chandelier,Granite Counters,Multiple Living Areas,Main Level Primary,Open Floorplan,Pantry,Study
Other:Public

Exterior Features

Lot:Back Yard,Level,Many Trees,Sprinklers Automatic,Trees Medium Size
Roof:Composition,Metal,Shingle
Others:Garden,Rain Gutters,Resale
Sewer:Aerobic Septic
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,888
Taxes
$781

Home Price

$574,999

Loan Details

30 yrs
6.434%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,887.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,887.57 $781.36 $0.00 $3,668.93
Yearly $34,650.84 $9,376.34 $0.00 $44,027.18
Total $1,039,525.35 $281,290.20 $0.00 $1,320,815.55

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Data last updated: 2026-07-17T09:02:04.000Z

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