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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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109 Saranac Dr , Elgin, TX 78621
$274,900
Est. Payment: $1,384.12/mo
4 Bed
3 Bath
1760 Sqft
Status: active | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Seller will pay $2000 of buyers closing costs with a full price offer! Welcome to this beautiful 2018 Brohn home in the Saratoga Farms community of Elgin! Offering 4 bedrooms, 2.5 bathrooms, and 1,760 square feet of thoughtfully designed living space, this move-in-ready home blends modern style with everyday comfort. Step inside to an open-concept floor plan filled with abundant natural light. The spacious kitchen features granite countertops, upgraded appliances, rich cabinetry, recessed lighting, and a large center island with breakfast bar seating—perfect for meal prep, entertaining, or gathering with family and friends. The kitchen flows seamlessly into the dining and living areas, creating an inviting space for everyday living. Upstairs, all four bedrooms provide privacy and functionality, including a generous primary suite with a sizable walk-in closet and spacious ensuite bath. The secondary bedrooms offer flexibility for guests, a home office, or growing households. Outside, you'll find one of the property's standout features—a huge fenced backyard with plenty of room for entertaining, pets, play, gardening, or future outdoor living enhancements. Backing to a tree-lined area, the backyard offers added privacy. A storage shed conveys and provides convenient space for lawn equipment and seasonal items. Residents enjoy a walkable neighborhood and convenient access to Hwy 290 and Hwy 95, making commuting to Austin, Tesla, Samsung, and surrounding areas a breeze. And HEB grocery shopping is less than a minute away! Don't miss this opportunity to own a well-maintained home in one of Elgin's most popular communities. Buyers to verify all MLS data to their satisfaction.
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Highlights

Listed by Matthew Baker , (512) 496-3736 Baker Realty , (512) 786-1799. Austin MLS mls logo

Property Type

Residential

HOA Fee

200 Annually

Year Built

2018

County

Bastrop

Area

EL

 Neighborhood

Saratoga Farms

 School District

Elgin ISD

Listing ID

8512499

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Microwave
Floor:Carpet,Tile
Other:Granite Counters,Pantry,Walk-In Closet(s)
Other:Public

Exterior Features

Lot Dimensions:7144
Roof:Shingle
Others:Resale
Sewer:Public Sewer
Parking Features:Attached,Concrete,Door-Single,Garage Faces Front,Garage
Principal Interest
$1,384
Taxes
$643
HOA
$200

Home Price

$274,900

Loan Details

30 yrs
6.459%

Down Payment

20%
$54,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,384.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,384.12 $642.75 $200.00 $2,226.87
Yearly $16,609.43 $7,713.00 $2,400.00 $26,722.43
Total $498,283.00 $231,390.00 $72,000.00 $801,673.00

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-07-17T01:20:20.000Z

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