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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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198 Rolling Oak Dr , Elgin, TX 78621
$1,049,000
Est. Payment: $5,267.94/mo
6 Bed
4 Bath
6387 Sqft
Status: active | Days on site: 91
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

SELLER WILL CONSIDER BUYING DOWN BUYER'S INTEREST RATE--10 UNRESTRICTED ACRES • 2 FULL KITCHENS • MULTIPLE LIVING AREAS • VALLEY VIEWS • FIBER INTERNET Modern farmhouse estate just 10 minutes to Bastrop, 15 to Elgin, and 30 to Austin—combining size, usable land, and freedom rarely found this close to the city. This 2-year-old custom home offers 6–7 bedrooms including over 2,600 square feet of walk-out lower level with a full kitchen—ideal for multi-generational living, private guest quarters, or business use. The main level features a vaulted great room with a wall of glass capturing panoramic valley views. The newly completed kitchen includes quartz countertops, a large island, and extensive workspace. Easy conversion to gas cooking. The primary suite is oversized with a large bath, soaking tub, and curb-less shower. Upstairs bedrooms are connected by a central living/play area. An oversized laundry room adds everyday functionality. The land is 90% cleared and fully usable, with 80+ mature oak trees, fenced areas for horses or livestock, a garden space, private well, and a large covered deck overlooking the valley. Unrestricted property allows for business use, additional structures, animals, and long-term flexibility—rare to find with this level of home and acreage near Austin. Private setting. Usable land. Estate-scale home with real flexibility.
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Highlights

Listed by KC Swartzel , (512) 368-0093 K.C. Swartzel , (512) 368-0093. Austin MLS mls logo

Property Type

Residential
Lot/Acreage
10

Year Built

2024

County

Bastrop

Area

EL

 Neighborhood

Rogers, Joseph

 School District

Elgin ISD

Listing ID

3283285

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Convection Oven, Dryer, Dishwasher, Exhaust Fan, Electric Range, Electric Water Heater, Free-Standing Electric Oven, FreeStandingElectric Range, Free-Standing Refrigerator, Disposal, Microwave, Range Hood, Self Cleaning Oven, Stainless Steel Appliance(s), Warming Drawer, Washer
Floor:Carpet,Tile,Vinyl
Other:Breakfast Bar,Chandelier,Cathedral Ceiling(s),Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Eat-in Kitchen,High Ceilings,High Speed Internet,In-Law Floorplan,Kitchen Island,Multiple Living Areas,Multiple Dining Areas,Main Level Primary,Open Floorplan,Pantry,Quartz Counters,Storage,Soaking Tub,Study,Vaulted Ceiling(s)
Other:Private,Well

Exterior Features

Lot:Agricultural,Back Yard,Front Yard,Level,Native Plants,Private,Many Trees,Trees Large Size,Trees Medium Size,Views
Roof:Metal
Others:Garden,Private Entrance,Private Yard,See Remarks
Sewer:Engineered Septic,Private Sewer,Septic Tank
Parking Features:Attached Carport,Additional Parking,Boat,Circular Driveway,Driveway,Off Street,Oversized,Private,RV Access/Parking,Unpaved
Principal Interest
$5,268
Taxes
$470

Home Price

$1,049,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$209,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,267.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,267.94 $470.25 $0.00 $5,738.20
Yearly $63,215.30 $5,643.05 $0.00 $68,858.35
Total $1,896,459.11 $169,291.50 $0.00 $2,065,750.61

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Data last updated: 2026-07-17T17:20:59.000Z

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