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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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182 Elm Wood Dr , Elgin, TX 78621
$525,000
Est. Payment: $2,689.86/mo
3 Bed
2 Bath
2107 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Jeannette Spinelli
Broker Associate & Founder

House Description

Discover the charm of country living in The Arbors at Dogwood Creek in Elgin. Surrounded by mature trees and peaceful views; 3 beds, 2 baths, separate office and dinning spaces; this home offers privacy, space, and an easy going lifestyle just a short drive from Austin PLUS has a 2.25% assumable interest rate. Inside, spacious rooms live larger than they appear in photos. A bright, open-concept floor plan with dedicated office and dining/flex space is designed for comfortable everyday living and entertaining. Tall windows let in abundant natural light. The remodeled primary bathroom features modern finishes, dual vanity, walk-in shower and soaking tub. Additional interior improvements include paint and bamboo hardwood flooring. The home also boast newer systems for peace of mind including new HVAC and hot water heater in 2026, added attic insulation, and less than 10 years old roof. The septic system was installed in 2021 and receives quarterly servicing. Outside, the 1.05 acre lot provides plenty of room to enjoy the best of country living. Extra covered parking and an impressive 16' x 24' storage building with a 14' x 10 loft' loft space provide exceptional space for recreational vehicles, hobbies, equipment, and projects. The setting is equally special - hummingbirds visit the front porch, cardinals gather outside the dining room window, and deer wander the yard. Quiet neighbors, mature trees, and star-filled nights create a peaceful retreat, while a friendly HOA provides an added sense of community. This growing area offers the appeal of small-town living with access to Austin and bludgeoning Bastrop. If you're looking for acreage, privacy, flexible spaces, substantial storage, and a peaceful place to call home—with an interest rate that's hard to replicate—this Elgin property is worth a look. Washer, dryer, fridge all convey.

Highlights

Listed by June Mariani , (512) 658-5857 Brodsky Properties , (512) 481-8811. Austin MLS mls logo

Property Type

Residential

Lot/Acreage
1.05

HOA Fee

532 Annually

Year Built

2001

County

Bastrop

Area

EL

Neighborhood

Arbors At Dogwood Creek

School District

Elgin ISD

Listing ID

8531378

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Double Oven, Dishwasher, Exhaust Fan, Disposal, Microwave, Self Cleaning Oven, Trash Compactor
Floor:Carpet,Tile
Other:
  • Additional:Separate/Formal Dining Room, High Ceilings, Multiple Living Areas, Multiple Dining Areas, Main Level Primary, Walk-In Closet(s)
Water:Private

Exterior Features

Lot:Level,Private,Many Trees,Trees Large Size,Trees Medium Size
Roof:Composition
Others:
  • Additional:Private Yard, Resale
Sewer:Septic Tank
Parking Features:Attached,Door-Single,Garage,Garage Faces Side
Principal Interest
$2,690
Taxes
$747
HOA
$532

Home Price

$525,000

Loan Details

30 yrs
6.627%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,689.86

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,689.86 $747.40 $532.00 $3,969.26
Yearly $32,278.34 $8,968.81 $6,384.00 $47,631.15
Total $968,350.13 $269,064.30 $191,520.00 $1,428,934.43

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Austin MLS as distributed by MLS GRID

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Data last updated: 2026-08-31T06:10:28.000Z

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