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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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638 Oak Ln , Cottonwood Shores, TX 78657
$325,000
Est. Payment: $1,666.87/mo
3 Bed
2 Bath
1592 Sqft
Status: active | Days on site: 28
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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Absolutely gorgeous home in Cottonwood Shores offering 3 bedrooms, 2 baths, and a 2-car garage with quality craftsmanship and thoughtful upgrades throughout! Beautiful curb appeal welcomes you with professional landscaping, mature trees, an automatic sprinkler system, and easy-maintenance outdoor spaces. Inside, you'll find an open-concept great room and spacious family kitchen featuring luxury vinyl plank flooring, high ceilings, granite countertops, and custom light fixtures. The private primary suite boasts a large walk-in tile shower and an impressive custom closet with abundant built-ins and storage. The secondary bedrooms are connected by a functional Jack-and-Jill bath with separate vanities and a tiled tub/shower combination. Enjoy outdoor living on the oversized covered back patio overlooking the fully fenced backyard with a wood privacy fence. Built with quality 2x6 construction, spray foam insulation, upgraded Cat 5 smart home wiring, and exceptional attention to detail, this home offers outstanding value. Conveniently located just minutes from Marble Falls and Horseshoe Bay, the community offers access to Lake Marble Falls, a playground, and splash pad.

Highlights

Listed by Dana Yarter , 512-755-1355 RE/MAX Marble Falls , 830-798-1443. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.11

Year Built

2022

County

Other

Neighborhood

Scarlet Oaks

School District

Marble Falls ISD

Listing ID

621479

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Range
Air Cond:1 Unit
Fireplaces:
Floor:Vinyl
Other:
  • Additional:Ceiling Fan(s), Double Vanity, High Ceilings, Open Floorplan, Recessed Lighting, Split Bedrooms, Smart Home, Smart Thermostat, Walk-In Closet(s), Breakfast Area, Granite Counters, Kitchen/Family Room Combo, Kitchen/Dining Combo, Pantry
Water:Not Connected (at lot),Public

Exterior Features

Roof:Composition,Shingle
Others:
  • Additional:Covered Patio
Sewer:Not Connected (at lot),Public Sewer
Parking Features:Attached,Garage
Principal Interest
$1,667
Taxes
$207

Home Price

$325,000

Loan Details

30 yrs
6.637%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,666.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,666.87 $207.19 $0.00 $1,874.06
Yearly $20,002.46 $2,486.25 $0.00 $22,488.71
Total $600,073.92 $74,587.50 $0.00 $674,661.42

Today's Rates

30 Year

6.64%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Cottonwood Shores, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-09-03T03:44:01.000Z

© 2026 Central Texas MLS