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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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634 Saddle House , Cibolo, TX 78108
$325,000
Est. Payment: $1,676.00/mo
3 Bed
2 Bath
1958 Sqft
Status: active | Days on site: 27
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder

House Description

VA ASSUMABLE LOAN!! Welcome to your stunning one-story retreat in Saddle Creek Ranch-perfectly positioned on a quiet cul-de-sac and backing to a serene greenbelt with direct backyard access. This beautifully maintained 3bedroom, 2bath home with a dedicated study offers 1,958 sq ft of modern comfort and effortless style. Built in 2019, it features an open concept design ideal for both everyday living and entertaining. Step inside and discover a kitchen that truly anchors the home. With perfectly coordinated cabinetry and countertops, this space blends sophistication with functionality-whether you're hosting a dinner party or enjoying a relaxed morning breakfast. The spacious primary suite provides a peaceful escape, complete with a luxurious ensuite bath. Two additional bedrooms and a full secondary bath offer plenty of room for family, guests, or flexible living. Outside, the charm continues. The timeless brick and stucco exterior, 2car garage, and private greenbelt access create the perfect blend of curb appeal and convenience. This home has it all-location, layout, and lifestyle. Schedule your showing today and experience the best of Saddle Creek Ranch living. Randolph AFB, Ft. Sam, and Lackland in good driving distance.

Highlights

Listed by Danielle Gulley , (210) 902-6535 JB Goodwin, REALTORS , (210) 902-6535. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

131 Quarterly

Year Built

2019

County

Guadalupe

Area

2706

Neighborhood

Saddle Creek Ranch

School District

Schertz-Cibolo-Universal City ISD

Listing ID

1995202

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Ceiling Fans, Washer Connection, Dryer Connection, Self-Cleaning Oven, Microwave Oven, Refrigerator, Disposal, Dishwasher
Air Cond:One Central
Fireplaces:
Floor:Carpeting,Ceramic Tile
Other:One Living Area,Liv/Din Combo,Eat-In Kitchen,Island Kitchen,Walk-In Pantry,Study/Library,Utility Room Inside,1st Floor Lvl/No Steps,Open Floor Plan,Walk in Closets
Other:GREEN VALLEY

Exterior Features

Lot:Cul-de-Sac/Dead End,On Greenbelt
Roof:Composition
Others:Patio Slab,Covered Patio,Privacy Fence
Sewer:Water System,Sewer System
Parking Features:Two Car Garage

Open House

Upcoming Open Houses
Saturday 11:00 am - 3:00 pm Jul 25
Sunday 1:00 pm - 4:00 pm Jul 26
Principal Interest
$1,676
Taxes
$529
HOA
$131

Home Price

$325,000

Loan Details

30 yrs
6.69%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,676.00

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,676.00 $528.92 $131.00 $2,335.92
Yearly $20,111.98 $6,347.00 $1,572.00 $28,030.98
Total $603,359.45 $190,410.00 $47,160.00 $840,929.45

Today's Rates

30 Year

6.69%

20 Year

6.71%

15 Year

6.05%

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Market insight data is pulled from the same city as the listing being viewed (Cibolo, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-07-25T02:35:58.000Z

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