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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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620 Lake Island Dr , Canyon Lake, TX 78133
$460,000
Est. Payment: $2,310.06/mo
3 Bed
2 Bath
1963 Sqft
Status: active | Days on site: 434
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder

House Description

HUGE PRICE DROP for you to REMODEL and make it your own. TECHNICAL Lakefront on Canyon Lake for only $495K....WOW! Welcome to your Canyon Lake retreat, where every evening ends with a painted sky. This 3BR/2BA waterfront home invites you to live where sunsets linger over the water and cool breezes drift across your patio swing. With sweeping views from the kitchen, dining, and living spaces, the lake becomes the backdrop to your everyday life. Step outside to discover a spacious covered patio designed for gatherings, laughter, and quiet mornings with coffee. A backyard deck extends the invitation to soak in the serenity, where the gentle rhythm of Canyon Lake reminds you to slow down and savor the moment. Inside, the heart of the home has been beautifully refreshed. A custom kitchen with granite countertops makes cooking a joy, while both baths offer spa-like comfort with walk-in showers, granite finishes, and thoughtful accessibility features. Saltillo tile adds timeless charm, and each bedroom provides comfort and space for family or guests. Practical updates—newer HVAC, water heater, and a full suite of appliances—make this home move-in ready. The generous two-car garage doubles as a workspace for your weekend projects. Though the lake level is currently low, your property still carries its coveted technical waterfront designation and direct legal access—ensuring your connection to the water. This is more than a house; it’s a place where memories will be made, sunsets will be celebrated, and every day feels like a getaway.

Highlights

Listed by Cynthia Griffin , (850) 313-9890 Saxet Realty, Inc , (830) 935-3691. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.9

HOA Fee

100 Annually

Year Built

1983

County

Comal

Neighborhood

Canyon Lake Island

School District

Comal ISD

Listing ID

577451

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dryer, Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator, Water Heater, Washer, Some Electric Appliances, Cooktop
Air Cond:Central Air,Electric,1 Unit
Fireplaces:
Floor:Carpet,Clay,Tile
Other:All Bedrooms Down,Built-in Features,Ceiling Fan(s),Chandelier,Entrance Foyer,Multiple Living Areas,Pull Down Attic Stairs,Shower Only,Separate Shower,Smart Thermostat,Walk-In Closet(s),Window Treatments,Bedroom on Main Level,Custom Cabinets,Full Bath on Main Level,Granite Counters,Kitchen/Dining Combo,Sun Room
Other:Private,Well

Exterior Features

Lot Dimensions:76 x 283
Roof:Composition,Shingle
Others:Covered Patio,Deck,Porch,Private Yard,Rain Gutters
Sewer:Septic Tank
Parking Features:Attached,Door-Single,Garage Faces Front,Garage,Garage Door Opener,Oversized,Driveway Level
Principal Interest
$2,310
Taxes
$293
HOA
$100

Home Price

$460,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$92,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,310.06

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,310.06 $293.25 $100.00 $2,703.31
Yearly $27,720.72 $3,519.00 $1,200.00 $32,439.72
Total $831,621.73 $105,570.00 $36,000.00 $973,191.73

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Canyon Lake, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T16:54:30.000Z

© 2026 Central Texas MLS