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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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440 Balcones Ridgeway , Bertram, TX 78605
$599,000
Est. Payment: $3,008.10/mo
4 Bed
5 Bath
5211 Sqft
Status: pending | Days on site: 220
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

This stunning 5,000+ square-foot residence is nestled in one of the most scenic subdivisions in the Hill Country, offering breathtaking views of the Balcones Canyonlands. Designed with accessibility and comfort in mind, the home features 4 bedrooms and 3.5 bathrooms. The main level showcases a two-story living room filled with natural light, a cozy family room, an open kitchen with adjoining dining area, a wet bar, and laundry. The primary bedroom on this level provides a serene retreat, surrounded by the peaceful sights and sounds of nature. Upstairs, you’ll find two spacious bedrooms, a full bath, and a charming reading nook—perfect for quiet moments while taking in the views. The lower level offers exceptional flexibility, featuring a large living room/bonus room/kitchenette, a bedroom and full bathroom, plus a second expansive bonus room ideal for hobbies, fitness, or media use. A full house-length storage room and additional laundry area add to the home’s functionality. From its beautiful woodwork and open design to its inviting balconies and walls of windows, this home perfectly captures the peaceful serenity, abundant wildlife, and rustic elegance that define Hill Country living at its finest.
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Highlights

Listed by Chris Watters , (737) 313-5275 and Kevin Clark , (512) 525-5222 Watters International Realty , (512) 646-0038. Austin MLS mls logo

Property Type

Residential
Lot/Acreage
1.83

HOA Fee

480 Annually

Year Built

2000

County

Burnet

Area

BU

 Neighborhood

Whitewater Spgs

 School District

BurnetCONSISD

Listing ID

1227171

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:2
Appliances:Dryer, Free-Standing Gas Range, Free-Standing Refrigerator, Stainless Steel Appliance(s), Trash Compactor, Vented Exhaust Fan, Washer
Floor:Carpet,Tile,Vinyl,Wood
Other:Breakfast Bar,Bookcases,Built-in Features,Cedar Closet(s),Ceiling Fan(s),Cathedral Ceiling(s),Central Vacuum,Separate/Formal Dining Room,Granite Counters,High Ceilings,In-Law Floorplan,Interior Steps,Kitchen Island,Multiple Living Areas,Multiple Dining Areas,Main Level Primary,Multiple Primary Suites,Multiple Closets,Open Floorplan,Bar,Walk-In Closet(s)
Other:Public,Shared Well

Exterior Features

Lot:Bluff,Sloped Down,Moderate Trees,Steep Slope
Roof:Composition,Shingle
Others:Balcony,Exterior Steps,Resale
Sewer:Aerobic Septic
Parking Features:Attached Carport,Additional Parking,Garage
Principal Interest
$3,008
Taxes
$1,246
HOA
$480

Home Price

$599,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,008.10

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,008.10 $1,245.92 $480.00 $4,734.02
Yearly $36,097.20 $14,951.00 $5,760.00 $56,808.20
Total $1,082,916.12 $448,530.00 $172,800.00 $1,704,246.12

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Bertram, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Austin MLS as distributed by MLS GRID

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Data last updated: 2026-07-17T17:20:59.000Z

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