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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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405 Downing St , Belton, TX 76513
$324,900
Est. Payment: $1,635.87/mo
3 Bed
2 Bath
2174 Sqft
Status: active | Days on site: 0
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Welcome to 405 Downing Street in Belton, where comfort, style, and space come together on a beautifully shaded 0.4-acre lot. This well-maintained 3-bedroom, 2-bath home offers 2,020 square feet of inviting living space in one of Belton's established neighborhoods. Inside, you'll find an open floor plan with spacious living and dining areas, abundant natural light, and a cozy fireplace with custom built-ins. The kitchen features custom cabinetry, stainless steel appliances, a gas range, generous counter space, and a large center island perfect for gathering. The spacious primary suite is a true retreat with a beautifully updated ensuite featuring dual vanities, a freestanding soaking tub, a walk-in shower, and a large walk-in closet. Two additional bedrooms provide flexibility for family, guests, or a home office. Outside, enjoy mature oak trees, a large deck for entertaining, and a detached workshop with additional storage. Conveniently located near Belton Lake, downtown Belton, Belton ISD schools, shopping, dining, and I-35, this move-in-ready home offers the perfect blend of privacy, convenience, and everyday living. Schedule your private showing today!
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Highlights

Listed by Mathew Dick , 253-820-7327 eXp Realty LLC , 888-519-7431. Central Texas MLS

Property Type

Residential
Lot/Acreage
0.46

Year Built

1963

County

Bell

 Neighborhood

Norman Place Sub Unit

 School District

Belton ISD

Listing ID

619187

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal
Air Cond:1 Unit
Fireplaces:Living Room
Floor:Carpet,Luxury Vinyl Plank
Other:All Bedrooms Down,Breakfast Bar,Built-in Features,Ceiling Fan(s),Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s),Custom Cabinets,Eat-in Kitchen,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry
Other:Public

Exterior Features

Roof:Composition,Shingle
Others:Balcony,Deck,In-Wall Pest Control System,Private Yard,Rain Gutters
Sewer:Public Sewer
Principal Interest
$1,636
Taxes
$207

Home Price

$324,900

Loan Details

30 yrs
6.459%

Down Payment

20%
$64,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,635.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,635.87 $207.12 $0.00 $1,842.99
Yearly $19,630.43 $2,485.49 $0.00 $22,115.91
Total $588,912.87 $74,564.55 $0.00 $663,477.42

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Belton, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T00:50:45.000Z

© 2026 Central Texas MLS