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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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21 Richland Dr , Belton, TX 76513
$695,000
Est. Payment: $3,522.71/mo
4 Bed
3 Bath
2851 Sqft
Status: active | Days on site: 310
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder

House Description

Positioned as one of the best values in its class. This custom-built home sits on over 2/3 of an acre in the highly desirable Lakewood Ranch community within Belton ISD, zoned to Lakewood Elementary and Lake Belton High School. Offering 2,851 square feet, this thoughtfully designed 4-bedroom, 3-bath home with a dedicated study features an open-concept layout ideal for both everyday living and entertaining. The heart of the home is the spacious kitchen, complete with a large center island, gas appliances, and abundant counter and cabinet space. Perfect for hosting or family gatherings. The inviting living area opens to a large covered back patio with a wood-burning fireplace and gas starter, creating a seamless indoor-outdoor living experience. The expansive backyard offers exceptional flexibility, with ample room for a future pool or backyard oasis. The private primary suite is a true retreat, featuring a custom walk-in closet with direct access to the laundry room, an intentional design detail that enhances daily convenience. Additional highlights include two tankless water heaters, a buried 250-gallon propane tank, and a brand-new roof installed in 2024. A spacious 3-car garage accommodates full-size vehicles with room to spare for storage. Well-built, well-located, and competitively priced, this is a rare opportunity to own a true custom home on a large lot in one of the area’s most sought-after neighborhoods. All appliances will convey at closing. Seller is responsive, ready to move forward, and will be reviewing offers as they come.

Highlights

Listed by Parker Helmig , 817-821-7665 Wedgewood Properties , 254-778-0085. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.67

HOA Fee

290 Annually

Year Built

2020

County

Bell

Neighborhood

Campus At Lakewood Ranch

School District

Belton ISD

Listing ID

591604

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Range, Disposal, Multiple Water Heaters, Microwave, Refrigerator, Range Hood, Tankless Water Heater, Range
Air Cond:Electric,1 Unit
Fireplaces:Gas Starter,Outside,Wood Burning
Floor:Vinyl
Other:All Bedrooms Down,Bookcases,Built-in Features,Ceiling Fan(s),Carbon Monoxide Detector,Dry Bar,Double Vanity,High Ceilings,Home Office,Living/Dining Room,Open Floorplan,Recessed Lighting,Shower Only,Separate Shower,Smart Thermostat,Tub Shower,Walk-In Closet(s),Custom Cabinets,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo
Other:Public

Exterior Features

Roof:Composition,Shingle
Others:Porch,Private Yard
Sewer:Aerobic Septic
Parking Features:Attached,Garage,Garage Door Opener,Oversized
Principal Interest
$3,523
Taxes
$443
HOA
$290

Home Price

$695,000

Loan Details

30 yrs
6.523%

Down Payment

20%
$139,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,522.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,522.71 $443.06 $290.00 $4,255.77
Yearly $42,272.55 $5,316.75 $3,480.00 $51,069.30
Total $1,268,176.49 $159,502.50 $104,400.00 $1,532,078.99

Today's Rates

30 Year

6.52%

20 Year

6.71%

15 Year

6.06%

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Market insight data is pulled from the same city as the listing being viewed (Belton, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-31T19:51:39.000Z

© 2026 Central Texas MLS