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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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501 N Penelope St , Belton, TX 76513
$325,000
Est. Payment: $1,636.37/mo
4 Bed
2 Bath
2978 Sqft
Status: pending | Days on site: 62
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Welcome to 501 N. Penelope Street in Belton—a timeless 1915 home rich in character, charm, and thoughtful updates. This spacious residence offers approximately 4 bedrooms and 2 full bathrooms, seamlessly blending historic appeal with modern conveniences. Inside, you’ll find beautiful original wood floors, two inviting living areas, and a formal dining room ideal for hosting gatherings. Four decorative fireplaces enhance the home’s classic ambiance, while a cozy reading nook or office space just off the main living area provides flexibility for today’s lifestyle. Recent updates to plumbing, electrical, bathrooms, and kitchen offer peace of mind while preserving the home’s historic integrity. Additional improvements—including added insulation and a transferable foundation warranty supported by 28 concrete piers —provide added confidence in a home of this era. Natural light fills the sunroom, creating a bright and relaxing space year-round. Upstairs, an enclosed patio space offers versatile use as a private sitting area, expanded dressing room, creative studio, or whatever best suits your needs. Situated on a desirable corner lot, the property features welcoming front and side porches with new railings—perfect for enjoying quiet mornings or evening relaxation. The detached garage includes additional storage, electricity with a separate meter, and potential for a future garage apartment, workshop, or studio. Located just minutes from the heart of Downtown Belton, this home offers a truly walkable lifestyle. Enjoy convenient access to local shops, restaurants, and year-round community events. Stroll to the courthouse square and experience the charm of locally owned boutiques, dining, and live entertainment. The area is known for its vibrant atmosphere, seasonal festivals, and frequent live music gatherings that bring the community together.
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Highlights

Listed by Stephen Harris , (256) 226-2757 All City Real Estate Ltd. Co , (866) 277-6005. Central Texas MLS

Property Type

Residential
Lot/Acreage
0.26

Year Built

1915

County

Bell

 Neighborhood

Alexanders Add

 School District

Belton ISD

Listing ID

612037

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Water Heater, Gas Range, Microwave, Refrigerator, See Remarks, Some Gas Appliances, Range
Air Cond:Central Air,Electric
Fireplaces:Bedroom,Decorative,Dining Room,Living Room,Primary Bedroom,See Remarks
Floor:Combination,Carpet Free,Luxury Vinyl Plank,Wood
Other:All Bedrooms Up,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,High Ceilings,Multiple Living Areas,Storage,Tub Shower,Upper Level Primary,Vanity,Window Treatments,Pantry,See Remarks
Other:Public

Exterior Features

Roof:Composition,Shingle
Others:Covered Patio,Porch,Private Yard,See Remarks
Sewer:Public Sewer
Parking Features:Detached,Garage,See Remarks
Principal Interest
$1,636
Taxes
$207

Home Price

$325,000

Loan Details

30 yrs
6.459%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,636.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,636.37 $207.19 $0.00 $1,843.56
Yearly $19,636.47 $2,486.25 $0.00 $22,122.72
Total $589,094.13 $74,587.50 $0.00 $663,681.63

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Belton, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T04:50:29.000Z

© 2026 Central Texas MLS