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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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123 Frio , Bandera, TX 78003
$105,000
Est. Payment: $527.30/mo
4 Bed
2 Bath
1216 Sqft
Status: active | Days on site: 39
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Back on the market at no fault of the seller! Motivated seller - bring all reasonable offers! Seller financing available with the right terms. This property is a rare opportunity for someone looking for privacy, space, and potential at an affordable price. Situated behind a solar powered gate on two beautiful lots, this home offers a secluded setting with 4 bedrooms, 2 bathrooms, and a large screenedin back porch perfect for relaxing and enjoying the peaceful surroundings. There's plenty of room for vehicles and storage with a two-car carport and an additional storage shed. The community pool is within walking distance, making it easy to enjoy the amenities without the hassle. HOA presence is minimal - they rarely bother you, giving you the freedom to enjoy the property as you wish. This home does need work, and the price reflects that. It's an older property with some known issues, making it ideal for someone who wants a project, an investor, or a buyer who wants instant equity with some TLC. For the right person, this is a chance to create something special on a great piece of land. Seller is open to owner financing with a strong down payment and a short-term note (up to 8 years). If you're looking for affordability, privacy, and potential - this is the one to see!
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Highlights

Listed by Lindsay Barnett , (615) 719-5545 Barnett Realty Group, LLC , (615) 719-5545. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Manufactured Home
Lot/Acreage
0.23

HOA Fee

60 Annually

Year Built

1996

County

Bandera

Area

2400

 Neighborhood

Lake Medina Shores

 School District

Bandera Isd

Listing ID

1937804

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Ceiling Fans, Washer Connection, Dryer Connection, Washer, Dryer, Stove/Range, Refrigerator, Dishwasher, Ice Maker Connection, Vent Fan, Electric Water Heater
Air Cond:One Central
Fireplaces:
Floor:Carpeting,Vinyl,Laminate
Other:One Living Area,Eat-In Kitchen,Breakfast Bar,Utility Room Inside,Open Floor Plan

Exterior Features

Lot:County VIew
Roof:Metal
Others:Deck/Balcony,Partial Fence,Storage Building/Shed,Mature Trees,Wire Fence
Sewer:Water System,Septic
Parking Features:None/Not Applicable
Principal Interest
$527
Taxes
$50
HOA
$60

Home Price

$105,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$21,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$527.30

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $527.30 $49.61 $60.00 $636.91
Yearly $6,327.56 $595.31 $720.00 $7,642.87
Total $189,826.70 $17,859.30 $21,600.00 $229,286.00

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Bandera, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-07-17T18:27:39.000Z

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