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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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445 Spanish Grant , Bandera, TX 78003
$417,499
Est. Payment: $2,096.63/mo
3 Bed
2 Bath
1983 Sqft
Status: active | Days on site: 151
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

*Preferred lender offering lender paid 2/1 buydown with initial rates in the 4's* Tucked beneath the oaks in the beautiful Flying L Ranch community, this charming Hill Country retreat offers the kind of peace and quiet that makes you want to stay a little longer. Set on a rare double lot of nearly half an acre, this 3-bedroom, 2-bath home combines comfort, privacy, and modern convenience in one of Bandera's most desirable locations. Step inside and you'll immediately notice the spacious feel created by soaring ceilings, abundant natural light, and an open-concept layout designed for easy living. Whether you're hosting family and friends or enjoying a quiet evening at home, the living spaces feel warm, welcoming, and connected. A flexible dining area offers endless possibilities as a home office, reading corner, craft space, or additional sitting area. Outside is where this property truly shines. Start your mornings with coffee on the patio as deer wander through the neighborhood and songbirds fill the air. Spend evenings relaxing under the Texas stars, entertaining guests, or simply enjoying the serenity that makes Hill Country living so special. Wildlife sightings, mature trees, and multiple outdoor gathering spaces create a setting that feels like a private getaway every day. Modern updates make life easy, including high-speed fiber internet, smart home features, a paid water softener, gutters, and an oversized garage with plenty of room for storage, tools, or recreational gear. The septic system is professionally maintained quarterly, providing added peace of mind. Whether you're searching for a full-time residence, a weekend escape, or a place where you can work remotely while enjoying the beauty of the Texas Hill Country, this home offers a rare opportunity to enjoy the best of both worlds-modern convenience and a slower, more peaceful pace of life.

Highlights

Listed by Chelsea Schmidt , (210) 483-3886 Homestead & Ranch Real Estate , (210) 483-3886. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential

Lot/Acreage
0.49

HOA Fee

198 Annually

Year Built

2003

County

Bandera

Area

2400

Neighborhood

Flying L Ranch

School District

Bandera Isd

Listing ID

1936376

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Ceiling Fans, Washer Connection, Dryer Connection, Microwave Oven, Stove/Range, Refrigerator, Dishwasher
Air Cond:One Central
Fireplaces:
Floor:Carpeting,Ceramic Tile,Wood
Other:One Living Area,Eat-In Kitchen,Breakfast Bar,Walk-In Pantry,Study/Library,1st Floor Lvl/No Steps,High Ceilings,All Bedrooms Downstairs,Laundry Lower Level,Laundry Room,Walk in Closets,Wood Burning Fireplace
Other:Yancey

Exterior Features

Lot:On Greenbelt
Roof:Metal
Others:Cement Fiber,Rock/Stone Veneer
Sewer:Water System,Aerobic Septic
Parking Features:Two Car Garage
Principal Interest
$2,097
Taxes
$541
HOA
$198

Home Price

$417,499

Loan Details

30 yrs
6.434%

Down Payment

20%
$83,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,096.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,096.63 $540.58 $198.00 $2,835.21
Yearly $25,159.51 $6,487.00 $2,376.00 $34,022.51
Total $754,785.30 $194,610.00 $71,280.00 $1,020,675.30

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Bandera, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-07-17T18:27:39.000Z

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