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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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165 Settlers Cir , Bandera, TX 78003
$350,000
Est. Payment: $1,757.65/mo
3 Bed
3 Bath
2467 Sqft
Status: pending | Days on site: 28
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Located in the sought-after Bandera River Ranch community, this inviting Hill Country rock home offers timeless charm and plenty of space both inside and out. Set on approximately 0.7 acres, the property features a circular driveway, attached garage, mature trees, and a spacious fenced backyard that provides the perfect setting for outdoor gatherings, gardening, or simply enjoying the peaceful Hill Country atmosphere. Inside, you'll find a thoughtfully designed floor plan featuring 3 bedrooms, 3 bathrooms, a formal dining room, and a versatile additional room with its own private entrance-perfect for a home office, guest suite, hobby room, or additional living space. The fully equipped kitchen is a chef's delight, offering abundant storage through custom cabinetry and plenty of workspace for meal preparation. Warm and inviting living spaces are highlighted by two fireplaces, including one in the living room and a cozy fireplace in the primary suite, creating the perfect retreat at the end of the day. Just off the utility room, the expansive sunroom provides additional living space filled with natural light and year-round enjoyment. Additional features include a central in-home vacuum system and a brand-new roof installed May 2026, offering peace of mind for years to come. Surrounded by mature trees and the beauty of the Texas Hill Country, this property combines privacy, functionality, and small-town charm while remaining conveniently located just 5 miles from Bandera and 48 miles from San Antonio. Whether you're looking for a full-time residence or a Hill Country getaway, this unique Bandera River Ranch property is ready to welcome you home.
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Highlights

Listed by Rozlyn Reeves , (210) 844-2114 Coldwell Banker Stagecoach Realty , (210) 844-2114. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential
Lot/Acreage
0.78

HOA Fee

200 Annually

Year Built

1987

County

Bandera

Area

2400

 Neighborhood

Bandera River Ranch

 School District

Bandera Isd

Listing ID

1990467

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Ceiling Fans, Central Vacuum, Washer Connection, Dryer Connection, Cook Top, Stove/Range, Refrigerator, Disposal, Dishwasher, Electric Water Heater
Air Cond:One Central
Fireplaces:
Floor:Ceramic Tile,Laminate
Other:One Living Area,Separate Dining Room,Breakfast Bar,Study/Library,Utility Room Inside,All Bedrooms Downstairs,Laundry Room,Walk in Closets,Wood Burning Fireplace
Other:DRRO

Exterior Features

Lot:Cul-de-Sac/Dead End,County VIew,1/2-1 Acre,Mature Trees (ext feat),Level
Roof:Composition
Others:Chain Link Fence,Double Pane Windows,Mature Trees,Glassed in Porch
Sewer:Water System,Septic
Parking Features:One Car Garage,Attached
Principal Interest
$1,758
Taxes
$383
HOA
$200

Home Price

$350,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,757.65

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,757.65 $382.97 $200.00 $2,340.62
Yearly $21,091.86 $4,595.59 $2,400.00 $28,087.45
Total $632,755.66 $137,867.70 $72,000.00 $842,623.36

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Bandera, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-07-17T18:27:39.000Z

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