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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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1892 N Thunder Creek Rd , Utopia, TX 78884
$825,000
Est. Payment: $4,143.04/mo
3 Bed
2 Bath
1816 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Escape to the heart of the Texas Hill Country with this exceptional 20.87-acre property in Utopia, Texas. Offering privacy, functionality, and breathtaking country living, this fully fenced and cross-fenced ranch is ideal for livestock, horses, hunting, recreation, or a self-sustaining homestead. The main residence features approximately 1,400 square feet with 3 bedrooms and 2 bathrooms, enhanced by a solar power system for increased energy efficiency. A separate 700-square-foot guest house provides outstanding flexibility with 1 bedroom, 1 bathroom, an eat-in kitchen, and living room-perfect for guests, extended family, rental income, or a private office. Built for both work and play, the property includes a 30' x 40' utility barn complete with a ventilated, heated, and air-conditioned paint booth. An additional 12' x 24' insulated building with sheetrock, heating, and air conditioning offers endless possibilities as a workshop, studio, additional dwelling, or hobby space. Outdoor enthusiasts will appreciate the dedicated deer processing area and 5' x 5' walk-in cooler, making this property an ideal hunting retreat. Established gardens with fruit trees, raised beds, and a fully automated irrigation system provide ample opportunity for homegrown produce, while a rainwater collection system with 3,000 gallons of storage supports sustainable living. Gather around the fire pit under the stars or relax in the 12' x 12' screened gazebo while taking in the peaceful Hill Country surroundings. Located in desirable Bandera County, this versatile property combines rural tranquility with practical improvements and abundant wildlife. Whether you're looking for a working ranch, hunting getaway, multi-generational living arrangement, or private country retreat, this unique Utopia property delivers endless possibilities.
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Highlights

Listed by Kimberly Paul , (210) 421-5277 Coldwell Banker Stagecoach Realty , (210) 421-5277. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential
Lot/Acreage
20

Year Built

1999

County

Bandera

Area

2400

 Neighborhood

Thunder Creek Ranch

 School District

Utopia

Listing ID

1994060

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Ceiling Fans, Washer Connection, Dryer Connection, Stove/Range, Electric Water Heater, Private Garbage Service
Air Cond:One Central,Zoned
Fireplaces:
Floor:Ceramic Tile
Other:One Living Area,Eat-In Kitchen,Utility Area in Garage
Other:WELL

Exterior Features

Lot:County VIew,15 Acres Plus
Roof:Metal
Others:Covered Patio,Mature Trees,Detached Quarters,Additional Dwelling,Workshop,Cross Fenced,Ranch Fence
Sewer:Septic
Parking Features:Attached,Oversized
Principal Interest
$4,143
Taxes
$679

Home Price

$825,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$165,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,143.04

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,143.04 $679.17 $0.00 $4,822.21
Yearly $49,716.52 $8,150.00 $0.00 $57,866.52
Total $1,491,495.49 $244,500.00 $0.00 $1,735,995.49

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Utopia, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-07-17T16:26:40.000Z

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