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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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3655 North Seco Rd , Utopia, TX 78884
$3,650,000
Est. Payment: $18,329.83/mo
4 Bed
2 Bath
5000 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

North Ranch - 229+- Acres 3655 NW Seco Valley Road Utopia - Bandera County Hidden in the Canyons near the headwaters of West Seco Creek, North Ranch is truly one of the most beautiful and unique live water ranches available in today's market. The property offers county and private road access, end of road privacy, large neighbors, multiple live springs, 1600+- feet of both sides of Seco Creek , a secondary spring fed creek, scenic hills, hardwood lined canyons, awesome home, large workshop, fenced garden, small cabin, electric, phone and internet service. The natural beauty of the ranch is highlighted by the steep canyons, limestone bluffs, spring fed valleys with deep fertile soils and remnants of centuries old Indian Camps. The beautiful hillsides are home to thousands of Maple , Red Oak, Live Oak, Post Oak, Blue Oak, Wild Cherry, White Oak, Red Bud, Hackberry, Mountain Laurel, Cedar Elm, Madrone, Black Walnut, Sycamore and Sumacs. The Ranch is a nature lover's dream and one drive through the property reminds you of a Lost Maples Park tour. There are dozens of fabulous home sites scattered throughout the ranch that offer incredible views of the area. Recreational potential is unlimited; hiking, 4 wheel off roading, hunting, bird watching, star gazing, camping and artifact hunting. The Ranch has never been hunted commercially and large numbers of Whitetail, Turkey, Hog and occasional exotics roam the property. Steep canyon walls are home to Aoudad sheep. There are numerous areas throughout the ranch that would make ideal locations for hunting stands and feed stations. The bird population is amazing and nearly a hundred different species are common in this area of the hill country. The awesome barndo home is of metal frame and limestone construction and was designed, engineered and built by the previous owner. The metal framework is made from galvanized I-Beams and galvanized supports. The walls are 12" thick and were spray foam insulated throughout the structure creating a super energy efficient home that provides comfortable year round living. All of the limestone used in the construction of the home was gathered from the ranch by the owners and placed by expert rock masons to create a truly unique hill country home. The custom built home offers native limestone flooring throughout the bottom floor, 4 bedrooms, 2 full baths, large open living dining area with working fireplace, large kitchen with island and commercial stove, walkin pantry, large utility room, file storage room, large walk in closets, sewing room and sitting area. Upstairs is 1600 sq feet and features all wood floors, three of the homes bedrooms, large open work/ office deck, one bath and additional storage areas. The home is situated on a tree shaded bluff just steps above a flowing spring fed creek, offering an amazing setting of scenic beauty surrounded by the sounds of hundreds of songbird species. The sheer tranquility and beauty of sitting on your own patio and looking over this setting surrounded by hardwood lined hills cannot be described.

Highlights

Listed by Morris Killough , (830) 816-5151 BHHS Hill Country Properties , (830) 816-5151. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Farm/Ranch

Lot/Acreage
229.52

County

Bandera

Area

3100

School District

Utopia

Listing ID

1956848

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Other:None

Exterior Features

Lot:Gravel,Easement Road,Private Road,County Road
Others:Siding,Steel Frame,Metal Structure
Sewer:Septic
Principal Interest
$18,330
Taxes
$343

Home Price

$3,650,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$730,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,329.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $18,329.83 $342.70 $0.00 $18,672.52
Yearly $219,957.92 $4,112.35 $0.00 $224,070.27
Total $6,598,737.61 $123,370.50 $0.00 $6,722,108.11

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Utopia, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

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Data last updated: 2026-07-17T16:26:40.000Z

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