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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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950 River Rd , Utopia, TX 78884
$1,075,000
Est. Payment: $5,853.89/mo
2 Bed
2 Bath
1400 Sqft
20 Acres
Status: active | Days on site: 420
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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

New Listing - Fabulous Sabinal River frontage with constant flow throughout the recent droughts. Low taxes through wildlife exemption. 20+- acres Sabinal River Home Bandera County - Utopia Located just three miles north of Utopia along the banks of the Cypress lined Sabinal River, this unrestricted property is the perfect weekend retreat or investment property. This rare find features 400+-feet of live water on the Sabinal River, beautiful custom home, equipment shed/shop, water system, large neighbors, end of road privacy, electric gate access and private drive. The owners have maintained the property under a Wildlife exemption that may be transferred to a new owner. The majority of the property has been left in a native state other than some very selective clearing for a 4 wheeler trail and a few hunting areas. The property is covered with heavy Cedar, huge Live Oaks, Red Oaks, Sumac and Persimmon. This area of the Hill Country is loaded with Axis, Whitetail , Turkey, Hogs and hundreds of different song birds and other bird species are regularly seen on the property. The 1600+- sq ft owner designed home was built in 2003 and has limestone and hardy board exterior. One particular highlight of the home is the full length porch that provides the owners one of the most amazing settings in the Hill Country, relaxing and sitting for hours enjoying the views of the beautiful Cypress lined Sabinal River located just yards below the home. The owners carefully incorporated many antique features, decor and fixtures with modern amenities to give the home a very comfortable country feel. The home offers 2 bedrooms, 2 full baths with an additional loft upstairs that may be used for game area or provide additional lodging. The loft provides access out to a wooden deck for viewing and enjoying the outdoors. The large open living room/dining area offers a cathedral ceiling, travertine tile floors and a 35 foot working fireplace. The fabulous kitchen offers custom milled cypress cabinets, deep double sink, Island bar and cabinets with beautiful limestone counters. Full length windows are in every room and offer fabulous views of the surrounding grounds, valley, hills and or Sabinal River. The owners have cleared approximately 4 acres along the River and around the home that they keep mowed and manicured. The 400+- feet of beautiful rock bottom Sabinal River features deep pools, crystal clear rapids and a small island provides unlimited recreation and enjoyment for the family and friends. I can't explain how rare it is to own a beautiful stretch of River front with absolutely no visible neighbors on the opposite side of river. Wont last, too much to list, come see for yourself.

Highlights

Listed by Morris Killough , (830) 816-5151 BHHS Hill Country Properties , (830) 816-5151. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential

Lot/Acreage
20

Year Built

2003

County

Bandera

Area

3100

Neighborhood

B & R Ranch

School District

Utopia

Listing ID

1854064

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Ceiling Fans, Washer Connection, Dryer Connection, Washer, Dryer, Stove/Range
Air Cond:One Central
Fireplaces:
Floor:Saltillo Tile,Wood
Other:
  • ▪ Additional:One Living Area, Separate Dining Room, Island Kitchen, Loft, High Ceilings, Open Floor Plan, High Speed Internet, Telephone
Water:NA

Exterior Features

Lot:On Waterfront,County VIew,Riverfront,Water View,15 Acres Plus,Hunting Permitted,Partially Wooded,Wooded,Mature Trees (ext feat)
Lot Dimensions:2300'x375'
Roof:Metal
Others:
  • ▪ Additional:Deck/Balcony, Partial Fence, Storage Building/Shed, Mature Trees
Sewer:Septic
Parking Features:One Car Garage
Principal Interest
$5,854
Taxes
$252

Home Price

$1,075,000

Loan Details

30 yrs
7.228%

Down Payment

20%
$215,000
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Monthly Price:
$5,853.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,853.89 $251.73 $0.00 $6,105.62
Yearly $70,246.66 $3,020.76 $0.00 $73,267.42
Total $2,107,399.88 $90,622.80 $0.00 $2,198,022.68

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

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Market insight data is pulled from the same city as the listing being viewed (Utopia, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-10-24T02:12:14.000Z

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