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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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196 Harvest Creek Dr , Uhland, TX 78640
$320,000
Est. Payment: $1,742.55/mo
3 Bed
2 Bath
1293 Sqft
Status: active | Days on site: 1
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0991 - 736842
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Jeannette Spinelli, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Jeannette Spinelli
Broker Associate & Founder
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House Description

Assumable 4.75% rate. A qualified buyer can take over the seller's loan instead of financing at today's rates, and on a typical loan that saves real money every month for years. This 3-bed, 2-bath home in Harvest Creek has already had the big stuff handled. The roof is new as of 2025, and the garage is wired for EV charging, so plugging in at home is ready from day one. The fixtures are upgraded throughout, and a security system is installed and in place. Outside, the landscaping was redone, giving the yard a finished, settled-in look you won't get from a builder-basic lot. Harvest Creek sits in the quiet stretch between Kyle and Uhland. It's an easy drive to I-35, south Austin and San Marcos are both within reach, and the neighborhood is zoned to Hays CISD. A rate like this rarely comes along on a house in this shape. Schedule a showing before someone else locks it in.
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Highlights

Listed by Dillon Meek , (512) 422-3209 Keller Williams Realty , (512) 448-4111. Austin MLS mls logo

Property Type

Residential

HOA Fee

50 Monthly

Year Built

2022

County

Hays

Area

HH

 Neighborhood

Harvest Creek

 School District

HaysCONSISD

Listing ID

2817245

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Range
Floor:Carpet,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Sprinklers In Rear,Sprinklers In Front,Sprinklers Automatic
Lot Dimensions:40X130
Roof:Composition
Others:
  • ▪ Additional:Private Yard, Resale
Sewer:Public Sewer
Parking Features:Attached,Garage
Principal Interest
$1,743
Taxes
$468
HOA
$50

Home Price

$320,000

Loan Details

30 yrs
7.228%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,742.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,742.55 $468.35 $50.00 $2,260.90
Yearly $20,910.63 $5,620.17 $600.00 $27,130.80
Total $627,319.03 $168,605.10 $18,000.00 $813,924.13

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

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Market insight data is pulled from the same city as the listing being viewed (Uhland, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

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Data last updated: 2026-10-23T21:30:34.000Z

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