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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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1173 Ottoman Loop , Troy, TX 76579
$245,000
Est. Payment: $1,255.27/mo
3 Bed
2 Bath
1548 Sqft
Status: active | Days on site: -1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Jeannette Spinelli, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Jeannette Spinelli
Broker Associate & Founder
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House Description

This charming 3-bedroom, 2-bathroom, 1,548-square-foot home in Troy, Texas, offers the perfect blend of modern comfort and small-town living. Designed with an efficient, open-concept layout, the spacious living area seamlessly connects to the kitchen and dining spaces, making it ideal for both daily living and entertaining. Spacious Living: 1,548 sq. ft. thoughtfully designed to maximize natural light and functional space. Kitchen & Dining: Well-equipped kitchen featuring ample counter space and cabinet storage, opening directly to the main dining and living areas. Outdoor Space: Enjoy Texas evenings in your private backyard—perfect for gardening, relaxing, or hosting outdoor gatherings. Location: Nestled in the growing, friendly community of Troy with easy access to I-35, putting Temple and Belton just minutes away for convenient dining, shopping, and commuting. Whether you're looking for your first home or downsizing without compromising on features, this property delivers Texas warmth and everyday comfort in a peaceful setting.
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Highlights

Listed by Crystal Taylor , (254) 627-0155 Lpt Realty , (877) 366-2213. Central Texas MLS

Property Type

Residential
Lot/Acreage
0.14

HOA Fee

240 Annually

Year Built

2022

County

Bell

 School District

Troy ISD

Listing ID

623301

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Disposal, Oven, Water Heater, Some Electric Appliances, Microwave
Air Cond:Central Air,Electric,1 Unit
Fireplaces:
Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank
Other:
  • ▪ Additional:Ceiling Fan(s), Double Vanity, Open Floorplan, Pull Down Attic Stairs, Recessed Lighting, Walk-In Closet(s), Kitchen Island, Kitchen/Family Room Combo, Kitchen/Dining Combo, Pantry
Water:Public

Exterior Features

Roof:Composition,Shingle
Others:
  • ▪ Additional:Covered Patio, Private Yard
Sewer:Public Sewer
Parking Features:Attached,Door-Single,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$1,255
Taxes
$156
HOA
$240

Home Price

$245,000

Loan Details

30 yrs
6.627%

Down Payment

20%
$49,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,255.27

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,255.27 $156.19 $240.00 $1,651.46
Yearly $15,063.22 $1,874.25 $2,880.00 $19,817.47
Total $451,896.73 $56,227.50 $86,400.00 $594,524.23

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Troy, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-31T03:34:46.000Z

© 2026 Central Texas MLS