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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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1012 Velvet Ct , Troy, TX 76579
$270,000
Est. Payment: $1,470.28/mo
4 Bed
2 Bath
1642 Sqft
0.22 Acres
Status: active | Days on site: 29
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W785054482 - 0607514,W0814185
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Jeannette Spinelli, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Jeannette Spinelli
Broker Associate & Founder
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House Description

Built in 2022, this 4-bed, 2-bath home sits on a quiet cul-de-sac with an open, light-filled layout. The kitchen anchors the space with a large island, granite counters, and stainless appliances, flowing right into the living and dining areas. The primary suite offers a spacious walk-in closet and en-suite bath, while three more bedrooms give plenty of room to grow. Out back: a covered patio and a big, fully fenced yard. Community walking trails, and a standout perk — a 4.99% assumable VA loan, a rare shot at a well-below-market rate. Truly move-in ready.
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Highlights

Listed by Kasey M. Jorgenson , 512-574-5484 and Jedrek Hernandez , 512-733-3802 Jorgenson Real Estate , 512-439-3698. Central Texas MLS

Property Type

Residential
Lot/Acreage
0.22

HOA Fee

240

Year Built

2022

County

Bell

 Neighborhood

Cottonwood Crk Ph I

 School District

Troy ISD

Listing ID

625920

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Electric Water Heater, Disposal, Oven, Some Electric Appliances, Microwave, Range
Air Cond:Central Air,Electric,1 Unit
Fireplaces:
Floor:Carpet,Tile
Other:
  • ▪ Additional:Carbon Monoxide Detector, Open Floorplan, Recessed Lighting, Shower Only, Separate Shower, Smart Thermostat, Tub Shower, Vanity, Walk-In Closet(s), Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Kitchen/Dining Combo, Pantry
Water:Public

Exterior Features

Roof:Composition,Shingle
Others:
  • ▪ Additional:Covered Patio, Private Yard, Lighting
Parking Features:Attached,Door-Single,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$1,470
Taxes
$172
HOA
$240

Home Price

$270,000

Loan Details

30 yrs
7.228%

Down Payment

20%
$54,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,470.28

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,470.28 $172.13 $240.00 $1,882.40
Yearly $17,643.35 $2,065.50 $2,880.00 $22,588.85
Total $529,300.44 $61,965.00 $86,400.00 $677,665.44

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

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Market insight data is pulled from the same city as the listing being viewed (Troy, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-24T01:20:41.000Z

© 2026 Central Texas MLS