Agent profile image in chat bubble
Agent profile image in chat header

Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

Agent profile image in message

915 N 2nd St , Temple, TX 76501
$75,000
Est. Payment: $408.41/mo
3 Bed
1.5 Bath
1172 Sqft
0.15 Acres
Status: active | Days on site: 1
Get Pre-Qualified
T94 - bratliff
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Jeannette Spinelli, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Excellent investment opportunity or handyman special in Temple! This 3-bedroom, 1.5-bathroom home has been continuously occupied for over 5 years and is priced aggressively according to its overall condition, making it a perfect addition to a rental portfolio or a rewarding fixer-upper project. A tremendous amount of the heavy lifting and high-ticket preparation has already been completed: the interior features freshly painted walls, ceilings, trim, doors, and cabinets, while major structural and mechanical updates include a fully replaced subfloor, brand new kitchen and bathroom drains, plumbing repairs at the tub, a freshly painted hall bathroom tub, and a central air system that has been recently serviced and works great. Additional recent improvements include new luxury vinyl plank (LVP) flooring in the hall bathroom and laundry room, replaced wood rot and fresh paint around the windows, and newly installed wood steps leading to the back door. Outside, the old front concrete porch was removed and upgraded to a welcoming wood porch, and the rear deck has been cleared away. The property also features a detached garage that can be repaired for added functionality but is currently factored into the pricing at little value. Please note: The property is being sold strictly AS IS, WHERE IS. The seller will make no repairs, and the home will NOT finance using FHA or VA guidelines due to its current condition. Cash, hard money, or conventional rehab loans only. Bring your tools, your vision, and your offers to capitalize on this high-potential North Temple property!

Highlights

Listed by Barry Ratliff , 254-295-6081 Barry Ratliff, Broker , 254-295-6081. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.15

Year Built

1940

County

Bell

Neighborhood

Wilcox

School District

Temple ISD

Listing ID

628341

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1.5
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Water Heater, See Remarks, Range
Air Cond:Central Air,Electric
Fireplaces:
Floor:Hardwood,Linoleum,Luxury Vinyl Plank
Other:
  • ▪ Additional:Ceiling Fan(s), Tub Shower, See Remarks
Water:Public

Exterior Features

Roof:Composition,Shingle
Others:
  • ▪ Additional:See Remarks
Sewer:Not Connected (at lot),Public Sewer
Principal Interest
$408
Taxes
$48

Home Price

$75,000

Loan Details

30 yrs
7.228%

Down Payment

20%
$15,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$408.41

Principal

Taxes

Principal Taxes HOA Total
Monthly $408.41 $47.81 $0.00 $456.22
Yearly $4,900.93 $573.75 $0.00 $5,474.68
Total $147,027.90 $17,212.50 $0.00 $164,240.40

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-24T07:07:59.000Z

© 2026 Central Texas MLS