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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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322 Emerald Ridge Dr , Temple, TX 76502
$245,000
Est. Payment: $1,334.14/mo
3 Bed
2 Bath
1292 Sqft
0.14 Acres
Status: active | Days on site: 12
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Jeannette Spinelli
Broker Associate & Founder

House Description

Set in one of West Temple's most convenient locations, this three-bedroom, two-bathroom home has been thoughtfully renewed. From LVP flooring throughout to a new roof (2024) and all-new windows (2025), the essentials are already covered-inside and out In the heart of the kitchen, a large farm sink anchors solid surface counters and a bold new backsplash, with a large pantry keeping the room beautiful and functional. The open floor plan unfolds is bathed in natural light that shifts gracefully throughout the day. The primary suite is generously scaled, with a garden tub designed for slow mornings and slower evenings, and closet space that rewards a wardrobe with room to grow. Walking distance to Tarver El, North Belton middle and Crossroads park. This is a home that has already done the work- all that's left is to move in and enjoy it.

Highlights

Listed by Veronica Brown , 810-623-0614 Magnolia Realty Temple Belton , 254-213-6336. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

Year Built

2010

County

Bell

Neighborhood

Westfield Dev Ph II

School District

Belton ISD

Listing ID

626260

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Electric Water Heater, Disposal, Refrigerator, Water Heater, Some Electric Appliances, Microwave, Range
Air Cond:1 Unit
Fireplaces:Living Room,Wood Burning
Floor:Luxury Vinyl Plank,Carpet Free
Other:
  • ▪ Additional:Ceiling Fan(s), Double Vanity, Garden Tub/Roman Tub, Open Floorplan, Pull Down Attic Stairs, Split Bedrooms, Tub Shower, Walk-In Closet(s), Eat-in Kitchen, Kitchen/Family Room Combo, Pantry, Solid Surface Counters
Water:Public

Exterior Features

Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio
Principal Interest
$1,334
Taxes
$156
HOA
$0

Home Price

$245,000

Loan Details

30 yrs
7.228%

Down Payment

20%
$49,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,334.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,334.14 $156.19 $0.00 $1,490.33
Yearly $16,009.70 $1,874.25 $0.00 $17,883.95
Total $480,291.14 $56,227.50 $0.00 $536,518.64

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

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Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-24T01:20:41.000Z

© 2026 Central Texas MLS