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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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3905 Neches Cir , Temple, TX 76504
$199,900
Est. Payment: $1,024.20/mo
3 Bed
2 Bath
1607 Sqft
Status: active | Days on site: 0
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Jeannette Spinelli
Broker Associate & Founder

House Description

Welcome to 3905 Neches Circle. Three bedrooms, two bathrooms popular split floor plan. Vaulted ceilings , vinyl flooring, ceiling fans in every room. Some updated light fixtures. Warm hues, chair rails in the formal dining room.Needs some TLC well worth the effort

Highlights

Listed by Cathy Allen , 254-534-3025 Apex Texas Realty , 254-933-2222. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.22

Year Built

1998

County

Bell

Neighborhood

Western Hills 8th Ext

School District

Temple ISD

Listing ID

623645

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Water Heater, Disposal, Oven, Refrigerator, Water Heater, Some Electric Appliances, Microwave
Air Cond:Central Air,Electric,1 Unit
Fireplaces:Living Room,Wood Burning
Floor:Carpet Free,Ceramic Tile,Luxury Vinyl Plank
Other:
  • Additional:Ceiling Fan(s), Double Vanity, Garden Tub/Roman Tub, Split Bedrooms, Separate Shower, Walk-In Closet(s), Breakfast Bar, Breakfast Area, Kitchen Island, Kitchen/Family Room Combo, Kitchen/Dining Combo
Water:Public

Exterior Features

Roof:Composition,Shingle
Others:
  • Additional:Porch, Rain Gutters
Sewer:Not Connected (at lot),Public Sewer
Parking Features:Attached Carport,Garage Faces Front
Principal Interest
$1,024
Taxes
$127

Home Price

$199,900

Loan Details

30 yrs
6.627%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,024.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,024.20 $127.44 $0.00 $1,151.63
Yearly $12,290.36 $1,529.24 $0.00 $13,819.60
Total $368,710.84 $45,877.05 $0.00 $414,587.89

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-31T01:34:43.000Z

© 2026 Central Texas MLS