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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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521 Phoenix Dr , Temple, TX 76504
$235,000
Est. Payment: $1,279.69/mo
4 Bed
2 Bath
1859 Sqft
0.2 Acres
Status: active | Days on site: 33
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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Welcome Home! Charming, comfortable, and filled with thoughtful updates, this 4-bedroom, 2-bath home is ready to welcome its next owner! From the moment you step inside, you’ll appreciate the blend of style, functionality, and easy living this home has to offer. The downstairs features updated tile flooring, while the upstairs offers low-maintenance LVP flooring. The bright kitchen is ready for everything from quick breakfasts to thoughtful dinners, with granite countertops, an updated range, microwave, and dishwasher. Major updates add even more peace of mind, including newer windows installed in 2022 and a brand-new roof in 2025. Upstairs, the spacious primary bedroom creates a relaxing retreat with its own cozy reading nook, LVP flooring, and ceiling fan. A versatile additional room with a fireplace can easily serve as a bedroom, home office, hobby space, or flex room—whatever fits your lifestyle! Outside, the 0.25-acre lot gives you room to spread out and enjoy the outdoors. Mature trees add charm and shade to the lovely yard, creating a welcoming space for relaxing, entertaining, gardening, or simply enjoying a little fresh air. With plenty of space, desirable updates, and a yard full of potential, this is a home you’ll want to see!

Highlights

Listed by Marion Grayson , 254-718-7878 Bryan Properties , 254-231-5191. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.2

Year Built

1976

County

Bell

Neighborhood

West Gate Add Second Unit

School District

Temple ISD

Listing ID

625714

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Disposal, Refrigerator, Water Heater, Some Electric Appliances, Microwave, Range
Air Cond:Central Air,Electric
Fireplaces:See Remarks
Floor:Luxury Vinyl Plank,Tile
Other:
  • ▪ Additional:Ceiling Fan(s), Eat-in Kitchen, Kitchen/Dining Combo, Multiple Closets, See Remarks, Tub Shower, Upper Level Primary, Vanity, Breakfast Area
Water:Not Connected (at lot),Public

Exterior Features

Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio
Sewer:Not Connected (at lot),Public Sewer
Principal Interest
$1,280
Taxes
$150

Home Price

$235,000

Loan Details

30 yrs
7.228%

Down Payment

20%
$47,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,279.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,279.69 $149.81 $0.00 $1,429.50
Yearly $15,356.25 $1,797.75 $0.00 $17,154.00
Total $460,687.42 $53,932.50 $0.00 $514,619.92

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

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Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-24T02:53:36.000Z

© 2026 Central Texas MLS