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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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709 Ripplewood Dr , Temple, TX 76502
$279,993
Est. Payment: $1,524.70/mo
3 Bed
2 Bath
1606 Sqft
0.13 Acres
Status: active | Days on site: 90
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Jeannette Spinelli
Broker Associate & Founder

House Description

Already finished and ready to move in! This 2022 one-story 3-bed, 2-bath in Villages of Westfield has barely been lived in—used only as a second home and never occupied by children or pets—so it still feels brand new. 1,606 sq ft with granite counters, undermount sinks, an open layout, and a new roof installed in 2025. Fully sodded backyard with sprinkler system plus an east-facing covered porch for cool evening shade. Refrigerator, washer, dryer, and existing furnishings are available for purchase with the home—easy as a primary residence or a low-maintenance investment. Walking distance to elementary school, church, banks, and restaurants, with neighborhood trails, park, picnic grills, and community pavilion. Belton ISD. Homes this clean and barely lived-in rarely come available.

Highlights

Listed by Ginger McEowen , 254-624-3404 Oaks of Texas Real Estate, LLC , 254-228-7450. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

105 Annually

Year Built

2023

County

Bell

Neighborhood

Villages Of Westfield Ph II

School District

Belton ISD

Listing ID

620681

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave
Air Cond:Central Air,1 Unit
Fireplaces:
Floor:Carpet,Vinyl
Other:
  • ▪ Additional:Ceiling Fan(s), Double Vanity, High Ceilings, Open Floorplan, Pull Down Attic Stairs, Separate Shower, Walk-In Closet(s), Eat-in Kitchen, Kitchen Island
Water:Public

Exterior Features

Roof:Composition,Shingle
Others:
  • ▪ Additional:Covered Patio
Sewer:Public Sewer
Principal Interest
$1,525
Taxes
$178
HOA
$105

Home Price

$279,993

Loan Details

30 yrs
7.228%

Down Payment

20%
$55,999
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,524.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,524.70 $178.50 $105.00 $1,808.19
Yearly $18,296.35 $2,141.95 $1,260.00 $21,698.29
Total $548,890.43 $64,258.39 $37,800.00 $650,948.83

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

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Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-23T23:19:08.000Z

© 2026 Central Texas MLS