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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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14049 Indian Bluff Rd , Temple, TX 76502
$1,399,990
Est. Payment: $7,172.91/mo
4 Bed
4.5 Bath
5029 Sqft
Status: active | Days on site: 55
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Jeannette Spinelli
Broker Associate & Founder

House Description

Backing directly to Corps of Engineers land, this home has a shoreline that can never be built on — a rare guarantee on Lake Belton. A former Parade of Homes model built by Larry Lilly, the home sits on 1.9 acres on a deep, protected cove, with lake access for fishing, kayaking, and paddle boarding from the backyard.Inside: 5,029 square feet, 25-foot ceilings, and a stone fireplace. The main level offers a primary suite, a second bedroom, a dedicated office, and a large dining room. Upstairs adds two large bedrooms, a loft, and a media room with a wet bar.Outside: a salt water pool, an oversized workshop/boat house, and a 3-car garage with additional storage for lake gear.A separate, updated 629-square-foot one-bedroom, one-bath cottage adds guest space — or rental potential — beyond the main house.Zoned to Belton ISD. Minutes from area shops and restaurants, and 10 miles from Mary Hardin-Baylor.Schedule a tour to see it in person.

Highlights

Listed by Kathleen K. Chappell , 512-914-8859 Pacesetter Properties , 512-335-3900. Central Texas MLS

Property Type

Residential

Lot/Acreage
1.9

Year Built

2006

County

Bell

Neighborhood

Seven Coves Tr 2

School District

Belton ISD

Listing ID

618631

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4.5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Double Oven, Dishwasher, Gas Cooktop, Disposal, Ice Maker, Multiple Water Heaters, Tankless Water Heater, Some Electric Appliances, Some Gas Appliances, Built-In Oven, Cooktop, Microwave, Water Softener Owned, Intercom
Air Cond:Central Air,3+ Units
Fireplaces:Family Room,Wood Burning
Floor:Carpet,Ceramic Tile,Hardwood
Other:
  • Additional:Bookcases, Built-in Features, Ceiling Fan(s), Chandelier, Carbon Monoxide Detector, Crown Molding, Cathedral Ceiling(s), Dining Area, Separate/Formal Dining Room, Double Vanity, Game Room, High Ceilings, His and Hers Closets, Home Office, Intercom, Jetted Tub, Primary Downstairs, Multiple Living Areas, MultipleDining Areas, Main Level Primary, Multiple Closets
Water:Community/Coop

Exterior Features

Roof:Composition,Shingle
Others:
  • Additional:Deck, Enclosed Porch, Outdoor Grill, Porch, Private Yard, Propane Tank - Owned
Sewer:Septic Tank
Parking Features:Attached Carport,Door-Multi,Garage,Garage Door Opener,Oversized,RV Garage,RV Access/Parking,Garage Faces Side
Principal Interest
$7,173
Taxes
$892

Home Price

$1,399,990

Loan Details

30 yrs
6.627%

Down Payment

20%
$279,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,172.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,172.91 $892.49 $0.00 $8,065.41
Yearly $86,074.95 $10,709.92 $0.00 $96,784.88
Total $2,582,248.57 $321,297.71 $0.00 $2,903,546.28

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-31T03:34:46.000Z

© 2026 Central Texas MLS