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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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1110 Zora Dr , Temple, TX 76504
$399,000
Est. Payment: $2,044.29/mo
3 Bed
2 Bath
2588 Sqft
Status: active | Days on site: 170
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Jeannette Spinelli
Broker Associate & Founder

House Description

INVESTMENT OPPORTUNITY WITH IMMEDIATE RENTAL INCOME! Whether you're looking for a Temple, TX duplex to add to your investment portfolio or an opportunity to live in one side while rental income helps offset your mortgage payment, 1110 Zora Drive deserves a closer look. Side B has an approved tenant scheduled to move in, providing income from the start for the new owner. Live in the available side and let your tenant help pay the mortgage, or lease both units for a fully income-producing property. Priced at $399,000, this duplex offers an appealing opportunity for investors, first-time buyers, owner-occupants, or anyone exploring a house-hacking strategy in Central Texas. Each side provides a functional, modern layout designed for comfortable everyday living and long-term rental appeal. Conveniently located in Temple, Texas, with access to major employers, healthcare, shopping, dining, schools, and area transportation corridors, this property combines residential flexibility with investment potential. Why buy a single-family home when your property could help generate income? Own one property, create two potential income opportunities, and start building equity while rental income helps offset the cost of ownership.

Highlights

Listed by Brandi Stokes , 210-563-3333 StarPointe Realty CTX, LLC , 254-213-3290. Central Texas MLS

Property Type

Multi-Family

Lot/Acreage
0.16

HOA Fee

Year Built

2026

County

Bell

Neighborhood

Pecan Crk South Ph II

School District

Temple ISD

Listing ID

606600

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:
Appliances:Dishwasher, Electric Range, Microwave, Water Heater, Some Electric Appliances, Range
Air Cond:Central Air,Electric,1 Unit
Fireplaces:
Floor:Vinyl
Other:
  • Additional:All Bedrooms Down, Ceiling Fan(s), Pull Down Attic Stairs, Vanity, Walk-In Closet(s), Granite Counters, Kitchen/Family Room Combo, Kitchen/Dining Combo
Water:Public

Exterior Features

Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Attached,Door-Single,Garage
Principal Interest
$2,044
Taxes
$254
HOA
$0

Home Price

$399,000

Loan Details

30 yrs
6.627%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,044.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,044.29 $254.36 $0.00 $2,298.66
Yearly $24,531.54 $3,052.35 $0.00 $27,583.89
Total $735,946.10 $91,570.50 $0.00 $827,516.60

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-31T03:34:46.000Z

© 2026 Central Texas MLS