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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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4912 S Pea Ridge Rd , Temple, TX 76502
$255,000
Est. Payment: $1,300.71/mo
4 Bed
2 Bath
2366 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder

House Description

Owner financing available. Super low tax rate area. Zero HOA, Zero City taxes. Center of all amenities for Temple and Belton. Recent shingles, HVAC, Hot water heater. Spacious and inviting 4 bedroom 2 bath home situated on nearly half an acre corner lot in the highly sought after Belton ISD. No HOA. This well maintained property offers flexible living with a potential 4th bedroom that could also serve as a second living area, home office or game room. Enjoy the openness of the large corner lot with plenty room for additional parking, outdoor activities and gardening. Inside you will find a comfortable layout with great natural light and ample space for everyday family living. Conveniently located with easy access to local amenities and I35. This home combines space, functionality and location. Super Low property tax rate area. Possible owner financing .

Highlights

Listed by Jimmy Ashby , 254-913-3792 Ashby Real Estate Group , 254-228-0032. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.46

Year Built

1973

County

Bell

School District

Belton ISD

Listing ID

618748

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Electric Water Heater, Disposal, Oven, Plumbed For Ice Maker, Range Hood, Vented Exhaust Fan, Water Heater, Some Electric Appliances, Range
Air Cond:Central Air,Electric,1 Unit
Fireplaces:Living Room,Masonry,Wood Burning
Floor:Combination,Ceramic Tile,Vinyl
Other:All Bedrooms Down,Built-in Features,Ceiling Fan(s),Carbon Monoxide Detector,Dining Area,Separate/Formal Dining Room,Double Vanity,Entrance Foyer,MultipleDining Areas,Open Floorplan,Recessed Lighting,Shower Only,Separate Shower,Tub Shower,Vanity,Walk-In Closet(s),Window Treatments,Custom Cabinets,Eat-in Kitchen,Kitchen Island,Kitchen/Family Room Combo
Other:Public

Exterior Features

Roof:Composition,Shingle
Others:Patio
Sewer:Not Connected (at lot),Public Sewer,Septic Tank
Parking Features:Converted Garage,RV Access/Parking
Principal Interest
$1,301
Taxes
$163

Home Price

$255,000

Loan Details

30 yrs
6.584%

Down Payment

20%
$51,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,300.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,300.71 $162.56 $0.00 $1,463.27
Yearly $15,608.51 $1,950.75 $0.00 $17,559.26
Total $468,255.19 $58,522.50 $0.00 $526,777.69

Today's Rates

30 Year

6.58%

20 Year

6.44%

15 Year

5.92%

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Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-29T15:43:08.000Z

© 2026 Central Texas MLS