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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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205 Chimney Cir , Temple, TX 76502
$305,000
Est. Payment: $1,562.68/mo
4 Bed
2 Bath
1842 Sqft
Status: active | Days on site: 2
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Jeannette Spinelli
Broker Associate & Founder

House Description

Situated on a spacious .67-acre lot at the corner of a quiet cul-de-sac, this 4-bedroom, 2-bath home offers a hard-to-find combination of extra space, country views and neighborhood living. Located in Academy ISD with no HOA, you can enjoy a little more breathing room while still being convenient to Temple, Belton, Academy and Rogers. The home has seen several significant updates during the seller’s ownership, including the roof, windows, flooring, kitchen and patio doors. Tile flooring runs throughout, and a wood-burning stove adds warmth and character to the living area. Out back, a large, deep covered patio provides plenty of space for outdoor living/entertaining. The oversized corner cul de sac lot also offers additional parking, more space between neighbors and the relaxed feel of living just outside of town without giving up the convenience of nearby shopping, dining and healthcare. If you’ve been looking for more land, no HOA and a quiet setting in Academy ISD, 205 Chimney Circle checks some hard-to-find boxes.

Highlights

Listed by Jodi Brazeal , 254-721-7364 Magnolia Realty Temple Belton , 254-213-6336. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.67

Year Built

1985

County

Bell

Neighborhood

Chimney Hill Sub

School District

Academy ISD

Listing ID

623896

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Gas Range, Gas Water Heater, Oven, Water Heater, Some Gas Appliances, Microwave, Range
Air Cond:Central Air
Fireplaces:Masonry,Wood Burning Stove
Floor:Tile
Other:
  • Additional:Ceiling Fan(s), Double Vanity, See Remarks, Shower Only, Separate Shower, Walk-In Closet(s), Breakfast Area, Granite Counters, Kitchen/Dining Combo, Pantry
Water:Public

Exterior Features

Roof:Composition,Shingle
Others:
  • Additional:Covered Patio, Porch
Sewer:Not Connected (at lot),Public Sewer
Parking Features:Attached,Door-Single,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$1,563
Taxes
$194

Home Price

$305,000

Loan Details

30 yrs
6.627%

Down Payment

20%
$61,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,562.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,562.68 $194.44 $0.00 $1,757.12
Yearly $18,752.18 $2,333.25 $0.00 $21,085.43
Total $562,565.31 $69,997.50 $0.00 $632,562.81

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Temple, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-31T01:34:43.000Z

© 2026 Central Texas MLS