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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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406 Live Oak St , Smithville, TX 78957
$279,000
Est. Payment: $1,429.47/mo
2 Bed
2 Bath
1105 Sqft
Status: active | Days on site: 19
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Jeannette Spinelli
Broker Associate & Founder

House Description

Beautifully restored with timeless charm, this 1920 home offers the perfect blend of historic character and modern comfort. Located on a quiet corner lot in Smithville's Mt. Pleasant neighborhood—affectionately known as "The Hill"—this charming 2-bedroom, 1.5-bath home offers 1,105 square feet on 0.172 acres, less than one mile from historic downtown Smithville and the Colorado River. Featuring authentic clapboard wood siding, original interior doors, built-in half bookcases, and classic architectural details, this home captures the craftsmanship of a bygone era while offering today's modern conveniences. Nearly every major system has been updated, including a 30-year composition roof with radiant barrier decking, professionally leveled pier-and-beam foundation, freeze-resistant PEX plumbing, double-pane windows, American Standard central HVAC, R-40 attic insulation, whole-home carbon and sediment water filtration system, new Rheem water heater, luxury vinyl plank flooring with new subflooring, and remodeled kitchen and baths. Inside, original character shines throughout the spacious living and dining rooms with built-in half bookcases and classic columns. The updated kitchen features quartz countertops, tile backsplash, GE appliances, garbage disposal, abundant cabinetry, and additional comfort from the Mitsubishi mini-split. The two bedrooms share a Jack-and-Jill bathroom with a beautifully tiled walk-in shower, plus a convenient half bath for guests. Enjoy thoughtfully landscaped grounds featuring a Tulip Poplar, Red Maple, Apple tree, Silverado Sage, and Autumn Sage. The detached carport includes a concrete driveway, storage/workshop with electricity, and a workbench. Experience the best of small-town living with Downtown Smithville, the Colorado River, parks, restaurants, and shopping all within walking / biking distance. City of Smithville utilities; and high-speed internet is already connected. Refrigerator, washer, dryer, and chicken coop do not convey.

Highlights

Listed by Max Bricka , (512) 304-5887 All City Real Estate Ltd. Co , (866) 277-6005. Austin MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

1920

County

Bastrop

Area

SV

Neighborhood

Mt Pleasant

School District

Smithville ISD

Listing ID

3597485

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Plumbed For Ice Maker
Floor:See Remarks,Vinyl
Other:
  • Additional:Bookcases, Ceiling Fan(s), Main Level Primary, No Interior Steps, Quartz Counters, Recessed Lighting, See Remarks, High Speed Internet
Water:Public

Exterior Features

Lot:Corner Lot,Level,Trees Large Size
Roof:Composition,Shingle,See Remarks
Others:
  • Additional:Garden, See Remarks, Updated/Remodeled
Sewer:Public Sewer
Parking Features:Concrete,Carport,Detached Carport,Driveway,Storage
Principal Interest
$1,429
Taxes
$442

Home Price

$279,000

Loan Details

30 yrs
6.627%

Down Payment

20%
$55,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,429.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,429.47 $442.30 $0.00 $1,871.77
Yearly $17,153.63 $5,307.64 $0.00 $22,461.27
Total $514,608.93 $159,229.20 $0.00 $673,838.13

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Smithville, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Austin MLS as distributed by MLS GRID

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Data last updated: 2026-08-31T06:10:28.000Z

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