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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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12834 Terrace Holw , San Antonio, TX 78259
$535,000
Est. Payment: $2,743.93/mo
4 Bed
2 Bath
2982 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Jeannette Spinelli, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Jeannette Spinelli
Broker Associate & Founder
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House Description

Welcome to the desirable gated community of The Terrace at Encino Park! This spacious 4-bedroom, 2-bath home offers a thoughtfully designed floor plan with all bedrooms conveniently located downstairs. The open living area features a kitchen complete with a center island, breakfast bar, eat-in dining space, and separate formal dining room-ideal for both everyday living and entertaining. Currently being freshly painted throughout, this home offers a clean, fresh canvas ready for its next owners to add their personal style and create lasting memories. The oversized upstairs loft or game room provides endless possibilities for a media room, home office, playroom, or additional living space. Situated on a peaceful greenbelt lot, you'll enjoy added privacy and a tranquil setting. Located in the sought-after gated community of The Terrace at Encino Park, residents enjoy wonderful amenities including a neighborhood pool and park, all with convenient access to shopping, dining, and everyday conveniences.
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Highlights

Listed by Channon Lamb , (949) 500-1055 BHHS Don Johnson Realtors - SA , (949) 500-1055. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential
Lot/Acreage
0.31

HOA Fee

341.46 Quarterly

Year Built

2002

County

Bexar

Area

1802

 Neighborhood

Terraces At Encino Encino Park

 School District

North East I.S.D.

Listing ID

1994961

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Ceiling Fans, Chandelier, Washer Connection, Dryer Connection, Built-In Oven, Microwave Oven, Gas Cooking, Electric Water Heater, Garage Door Opener
Air Cond:One Central
Fireplaces:
Floor:Ceramic Tile,Wood
Other:
  • ▪ Additional:Two Living Area, Separate Dining Room, Eat-In Kitchen, Island Kitchen, Breakfast Bar, Study/Library, Loft, Utility Room Inside, Open Floor Plan, All Bedrooms Downstairs, Laundry Room, Walk in Closets

Exterior Features

Roof:Heavy Composition
Others:
  • ▪ Additional:Privacy Fence, Sprinkler System, Double Pane Windows, Mature Trees
Sewer:City
Parking Features:Two Car Garage
Principal Interest
$2,744
Taxes
$964
HOA
$341

Home Price

$535,000

Loan Details

30 yrs
6.637%

Down Payment

20%
$107,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,743.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,743.93 $963.68 $341.46 $4,049.07
Yearly $32,927.13 $11,564.13 $4,097.52 $48,588.78
Total $987,814.00 $346,923.90 $122,925.60 $1,457,663.50

Today's Rates

30 Year

6.64%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (San Antonio, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-09-03T07:15:58.000Z

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