Welcome to 20518 Settlers Valley, a 4-bedroom, 2.5-bath home with 2,639 square feet in the gated community of Stone Valley located in Stone Oak, within North East ISD. Mature trees frame the home, and dramatic vaulted ceilings and natural light fill the inside. Wood and ceramic tile run throughout the main living spaces, and warm wood stairs lead to the second floor. An eat-in kitchen is the heart of the home, with a gas stove, a generous walk-in pantry, and room for a full-size table for relaxed everyday meals. A separate dining room is ready for holidays and dinner parties. A half bath downstairs adds convenience for guests. The main-level primary suite is a private retreat, set apart from the other bedrooms. Its en suite bath has a double vanity, and a walk-in closet. Upstairs, three oversized secondary bedrooms with walk-in closets surround a second living area. That space could be a game room, media room, or homework space, giving everyone plenty of room to spread out. **SELLER IS WILLING TO NEGOTIATE CONCESSIONS TOWARDS CARPET REPLACEMENT WITH AN ACCEPTABLE OFFER** Life in Stone Valley means a community pool and basketball court just down the street. The Parman Library and Panther Springs Park are directly across the street, with miles of walking and biking trails and a dog park. This one checks every box, so schedule your private showing today!