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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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1103 N Pine St , San Antonio, TX 78202
$750,000
Est. Payment: $4,084.11/mo
4 Bed
4 Bath
2818 Sqft
0.18 Acres
Status: active | Days on site: 85
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Jeannette Spinelli
Broker Associate & Founder

House Description

VA Assumable Loan at 5.25% and No HOA! Welcome to a one-of-a-kind luxury home in the heart of San Antonio's historic Dignowity Hill, where modern design, thoughtful functionality, and exceptional versatility come together. This stunning two-story residence features 4 bedrooms, 3.5 bathrooms, and a flexible office/flex/dressing room, offering the perfect blend of comfort, style, and income-producing potential. From the moment you step through the front door, you'll be welcomed by an expansive open-concept floor plan designed for both everyday living and effortless entertaining. The chef-inspired kitchen serves as the heart of the home, showcasing a large island, stainless steel appliances, including a gas range, refrigerator, dishwasher, dual sinks, and abundant cabinetry and workspace. The kitchen flows seamlessly into the spacious living and dining areas, creating an inviting space for gathering with family and friends. The first floor also includes a versatile office or flex room that can easily function as a guest bedroom, home gym, or additional living space. Upstairs, you'll find three generously sized bedrooms, a spacious laundry room, and an additional flex area currently utilized as a vanity and dressing space. Every detail of this home has been thoughtfully designed to maximize both functionality and comfort. Step outside to enjoy a beautifully landscaped backyard complete with overhead string lighting, creating the perfect setting for relaxing evenings or entertaining guests. The property also features a gated private driveway leading to a detached two-car garage with an additional workshop area, providing plenty of room for hobbies, storage, or projects. Adding even more value is the private casita-style loft apartment above the garage. Complete with its own separate entrance, full kitchen, and full bathroom, this detached living space offers outstanding flexibility as a guest suite, multigenerational living quarters, private home office, or a potentially cash-flowing rental opportunity through long-term leasing or short-term accommodations. Additional highlights include owned solar panels for improved energy efficiency and lower utility costs, no HOA restrictions, and a highly desirable VA assumable loan at just 5.25%, presenting a rare financing opportunity for qualified buyers. Ideally located just minutes from Downtown San Antonio, this property places you close to some of the city's most sought-after destinations, including The Pearl District, The River Walk, Hemisfair Park, Alamo Beer Company, and countless local restaurants, coffee shops, entertainment venues, and cultural attractions. Whether you're looking for a luxury primary residence, a multigenerational living solution, or a home with built-in income potential, this exceptional Dignowity Hill property truly offers it all. Luxury living, no HOA, an assumable 5.25% VA loan, and a potentially income-producing casita in one of San Antonio's most vibrant historic neighborhoods-all just minutes from the Pearl and River Walk.

Highlights

Listed by Polo Gutierrez , (210) 464-4521 Phyllis Browning Company , (210) 464-4521. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential

Lot/Acreage
0.18

Year Built

2017

County

Bexar

Area

1200

Neighborhood

Dignowity

School District

San Antonio I.S.D.

Listing ID

2002348

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Ceiling Fans, Washer Connection, Dryer Connection, Washer, Dryer, Cook Top, Self-Cleaning Oven, Stove/Range, Gas Cooking, Dishwasher, Water Softener (owned), Vent Fan, Smoke Alarm, Gas Water Heater, Garage Door Opener, Custom Cabinets, 2+ Water Heater Units, City Garbage service
Air Cond:Three+ Central
Fireplaces:
Floor:Ceramic Tile,Vinyl
Other:
  • ▪ Additional:One Living Area, Separate Dining Room, Eat-In Kitchen, Two Eating Areas, Island Kitchen, Breakfast Bar, Walk-In Pantry, Study/Library, Media Room
Water:SAWS

Exterior Features

Lot:Corner,City View,1/4 - 1/2 Acre,Level
Roof:Metal
Others:
  • ▪ Additional:Patio Slab, Privacy Fence, Double Pane Windows, Detached Quarters, Ranch Fence, Garage Apartment
Sewer:Water System,City
Parking Features:Two Car Garage,Detached
Principal Interest
$4,084
Taxes
$1,236

Home Price

$750,000

Loan Details

30 yrs
7.228%

Down Payment

20%
$150,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,084.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,084.11 $1,235.90 $0.00 $5,320.00
Yearly $49,009.30 $14,830.75 $0.00 $63,840.05
Total $1,470,278.99 $444,922.50 $0.00 $1,915,201.49

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

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Market insight data is pulled from the same city as the listing being viewed (San Antonio, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-10-24T06:10:36.000Z

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